Monroeville, PA William Penn Highway Office

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Citizens Securities, Inc.

Enterprise

Firm-wide stats for Citizens Securities, Inc.

Total advisors

706

Across 175 offices

Clients per advisor

85 High

Avg AUM per client

$208,871 Very Low

HNW client ratio

0% Very Low

About

Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, and offers both investment advisory programs and brokerage and insurance services. Its advisory offerings include a digital advisory program (managed in partnership with SigFig) and a separate Managed Account program, while the firm also operates as a broker-dealer and insurance agency.

The Digital Advisory Program recommends ETF-based portfolios using the Manager’s proprietary algorithms and a client risk-tolerance questionnaire (age, time horizon, income, liquid assets and savings rate) and can implement portfolios on a discretionary basis with optional tax-loss harvesting. That digital platform represents a small portion of the firm’s advisory activity (Digital Advisory Program assets were $29,651,864 as of December 31, 2024) while the firm also conducts commission-based brokerage and other non-discretionary business, which helps explain why much of the firm’s overall activity is not limited to discretionary advisory assets.

Distinctive aspects disclosed in the brochure include that Citizens Securities is 100% owned by Citizens Bank, N.A., and uses a proprietary Bank Deposit Sweep Program (BDSP) that generates credits and revenue sharing with the program custodian; the firm also discloses referral and affiliate arrangements and a small indirect ownership stake (less than 1%) in the Manager through Citizens Ventures/Nvest. The brochure further notes the firm is no longer accepting new Digital Advisory Program accounts as of December 8, 2024, and describes the potential conflicts and supervisory safeguards that arise from its combined bank, broker-dealer, and advisory roles.

Based on Citizens Securities, Inc.

Expertise

Tax-loss harvesting Passive / index investing

Based on Citizens Securities, Inc.

Location

4210 William Penn Highway, Ms: Pmw846

Monroeville PA 15146

Advisors at this office

41

Advisors at this office

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Bradley D

Series 66

Monroeville, PA

Citizens Securities, Inc.

Bradley Delozier is a financial advisor with Citizens Securities, Inc. in Monroeville, PA, holding a Series 66 designation and 14 years of industry experience. He has been with Citizens Securities since 2013. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a managed account program, operating as both a broker-dealer and insurance agency.

Tax-loss harvesting Passive / index investing
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Lawrence H

Series 63, Series 66

Monroeville, PA

Citizens Securities, Inc.

Lawrence Hagan Jr. is a financial advisor with Citizens Securities, Inc. He holds Series 63 and Series 66 licenses and has 18 years of industry experience. Prior to joining Citizens Securities in 2019, he worked at PNC Investments from 2016 to 2019. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering a mix of investment advisory programs along with brokerage and insurance services. The firm’s advisory approach includes a digital advisory platform utilizing proprietary algorithms and risk assessments, alongside a Managed Account program.

Tax-loss harvesting Passive / index investing
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Eric B

Series 66

Monroeville, PA

Citizens Securities, Inc.

Eric Brown is a financial advisor at Citizens Securities, Inc. with eight years of industry experience. He holds a Series 66 designation and previously worked at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., Genoa-Qol Healthcare Company, and Giant Eagle Pharmacy. He is also a notary. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Tax-loss harvesting Passive / index investing
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Brandon F

Series 66

Monroeville, PA

Citizens Securities, Inc.

Brandon Fasenmyer is a financial advisor at Citizens Securities, Inc. with 16 years of industry experience. He holds the Series 66 designation and has worked previously at PNC Wealth Management and Edward Jones. Outside of his advisory role, he serves as an Assistant Scout Master for Boy Scouts Troop III. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include both a digital advisory program and a Managed Account program, operating as part of a larger enterprise wholly owned by Citizens Bank.

Tax-loss harvesting Passive / index investing
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Valentino H

Series 65, Series 63

Monroeville, PA

Citizens Securities, Inc.

Valentino Hernandez is a financial advisor with Citizens Securities, Inc. in Monroeville, PA, holding Series 63 and Series 65 licenses and nine years of industry experience. He has worked primarily at Citizens Securities and its affiliated entities since 2016, with additional experience at Prudential Insurance Company of America and Pruco Securities. Outside of his advisory role, he coaches youth hockey and lacrosse and serves on the board of a local hockey league. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both investment advisory and brokerage services. The firm provides a range of advisory programs, including a digital advisory platform and a managed account program, and operates as part of a larger banking institution.

Tax-loss harvesting Passive / index investing
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David N

Series 63, Series 65

Monroeville, PA

Citizens Securities, Inc.

David Nemecek is a financial advisor with Citizens Securities, Inc. in Monroeville, PA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Citizens Securities since 2003. Outside of his advisory role, he coaches youth baseball and serves as fundraising and team sponsor director for Central Valley Youth Baseball. Citizens Securities serves individual and high-net-worth investors as well as retirement plans, offering both advisory and brokerage services. The firm provides a digital advisory program alongside managed accounts, operating as a broker-dealer and insurance agency, and is entirely owned by Citizens Bank, N.A.

Tax-loss harvesting Passive / index investing
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Joshua B

Series 63, Series 65

Monroeville, PA

Citizens Securities, Inc.

Joshua Bell is a financial advisor at Citizens Securities, Inc. with 13 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Citizens Securities and Citizens Bank in various roles since 2013. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program and a managed account program, operating as both a broker-dealer and insurance agency.

Tax-loss harvesting Passive / index investing
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Kenneth J

Series 63, Series 65, Series 66

Monroeville, PA

Citizens Securities, Inc.

Kenneth Jarvis is a financial advisor at Citizens Securities, Inc. with 11 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked previously at Raymond James Financial Services and PNC Bank. Outside of his advisory role, he is the founder and owner of Cards Collectibles and Gadgets CCG LLC, a small drop shipping company. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Tax-loss harvesting Passive / index investing
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John N

Series 66, Series 63

Monroeville, PA

Citizens Securities, Inc.

John Nehrig is a financial advisor with Citizens Securities, Inc. in Monroeville, PA. He holds Series 66 and Series 63 licenses and has 10 years of industry experience. Prior to joining Citizens Securities in 2020, he worked at Key Investment Services and KeyBank in various roles from 2016 to 2020. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering both investment advisory and brokerage services. The firm’s offerings include a digital advisory program managed with SigFig and a Managed Account program, operating as a broker-dealer and insurance agency.

Tax-loss harvesting Passive / index investing
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Joshua C

Series 66

Monroeville, PA

Citizens Securities, Inc.

Joshua Chiesa is a financial advisor with Citizens Securities, Inc. in Monroeville, PA. He holds the Series 66 designation and has three years of industry experience. His work history includes multiple roles within Citizens Bank and Citizens Securities, along with earlier experience in the hospitality sector and at Edinboro University of Pennsylvania. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, while it also operates as a broker-dealer and insurance agency.

Tax-loss harvesting Passive / index investing
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Nicholas M

Series 66, Series 63

Monroeville, PA

Citizens Securities, Inc.

Nicholas Maue is a financial advisor with Citizens Securities, Inc. in Monroeville, PA, holding Series 66 and Series 63 licenses and four years of industry experience. His prior roles include positions at Charles Schwab, Bank of America, Merrill, and Northwestern Mutual. Citizens Securities serves a broad retail client base, offering investment advisory programs, brokerage, and insurance services. The firm features a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Tax-loss harvesting Passive / index investing
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Brenda H

Series 63, Series 65

Monroeville, PA

Citizens Securities, Inc.

Brenda Hohn is a financial advisor with Citizens Securities, Inc. in Monroeville, PA, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She has worked at Citizens Securities since 2016 and previously spent 15 years at Citizens Bank. Brenda serves as a board member of Downtown Kittanning Inc. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm’s advisory platforms include a digital advisory program managed with SigFig and a separate Managed Account program, operating alongside its broker-dealer and insurance activities.

Tax-loss harvesting Passive / index investing
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Nicholas C

Series 63, Series 66

Monroeville, PA

Citizens Securities, Inc.

Nicholas Cancilla is a financial advisor with Citizens Securities, Inc. in Monroeville, PA, holding Series 63 and Series 66 credentials and five years of industry experience. Prior to joining Citizens Securities, he worked at JPMorgan Chase Bank and J.P. Morgan Securities for five years. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program using proprietary algorithms as well as managed account programs, while also operating as a broker-dealer and insurance agency.

Tax-loss harvesting Passive / index investing
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Stephen O

Series 63, Series 65

Monroeville, PA

Citizens Securities, Inc.

Stephen Och is a financial advisor at Citizens Securities, Inc. with 18 years of industry experience. He has been with Citizens Securities since 2016 and holds Series 63 and Series 65 credentials. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a separate Managed Account program.

Tax-loss harvesting Passive / index investing
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Eric D

Series 63, Series 65

Monroeville, PA

Citizens Securities, Inc.

Eric Docherty is a financial advisor at Citizens Securities, Inc. with 27 years of industry experience. He has been with Citizens Securities since 2009 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves on the Board of Westminster College's Towering Titans, supporting student athletes and fundraising efforts. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Tax-loss harvesting Passive / index investing
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