Huntington Beach, CA Office

Citrine Capital serves individual and high-net-worth clients as well as small businesses, providing combined investment management and comprehensive financial planning services. Its planning scope includes retirement, estate, college funding, cash‑flow and risk‑management analysis, and the firm coordinates tax return preparation through third‑party providers as part of its offerings.

The firm’s investment approach blends fundamental, technical and cyclical analysis and is grounded in Modern Portfolio Theory, emphasizing diversified, tax‑efficient, low‑cost holdings and periodic rebalancing. Citrine Capital also uses third‑party sub‑advisors in select situations (including institutional managers such as Dimensional Fund Advisors) while retaining overall client oversight and ongoing plan monitoring.

Compared with many peers, Citrine Capital maintains an unusually broad physical footprint for a five‑adviser team — operating six offices — and has adopted a fixed annual advisory fee framework tied to client net worth rather than relying solely on percentage‑of‑AUM billing. The firm also facilitates digital‑asset custody relationships (e.g., Prime Trust), provides access to DFA investment platforms that require advisor approval, and staffs multiple CFP® practitioners and paraplanners to support its client work despite a relatively small client roster for its level of assets under management.