San Francisco, CA Office
TeamData sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Citrine Capital
Team
Firm-wide stats for Citrine Capital
About
Citrine Capital serves individual and high-net-worth clients as well as small businesses, providing combined investment management and comprehensive financial planning services. Its planning scope includes retirement, estate, college funding, cash‑flow and risk‑management analysis, and the firm coordinates tax return preparation through third‑party providers as part of its offerings.
The firm’s investment approach blends fundamental, technical and cyclical analysis and is grounded in Modern Portfolio Theory, emphasizing diversified, tax‑efficient, low‑cost holdings and periodic rebalancing. Citrine Capital also uses third‑party sub‑advisors in select situations (including institutional managers such as Dimensional Fund Advisors) while retaining overall client oversight and ongoing plan monitoring.
Compared with many peers, Citrine Capital maintains an unusually broad physical footprint for a five‑adviser team — operating six offices — and has adopted a fixed annual advisory fee framework tied to client net worth rather than relying solely on percentage‑of‑AUM billing. The firm also facilitates digital‑asset custody relationships (e.g., Prime Trust), provides access to DFA investment platforms that require advisor approval, and staffs multiple CFP® practitioners and paraplanners to support its client work despite a relatively small client roster for its level of assets under management.
Based on Citrine Capital
Expertise
Based on Citrine Capital
Location
535 Mission St, 14th Floor
San Francisco CA 94105
Advisors at this office
2
Advisors at this office
Jirayr K
CFP®, Series 63, Series 65
San Francisco, CA
Citrine Capital
Jirayr Kembikian is a CFP® with 13 years of industry experience, currently serving as an advisor at Citrine Capital, LLC since 2016. Based in San Francisco, CA, he holds Series 63 and Series 65 licenses and works within a team of five advisors. Citrine Capital serves individual and high-net-worth clients as well as small businesses, offering investment management alongside comprehensive financial planning and related services such as tax return preparation and estate planning reviews. The firm employs a diversified, tax-aware investment approach combining fundamental, technical, and cyclical analysis within a Modern Portfolio Theory framework, managing accounts on a discretionary basis with regular monitoring and rebalancing.
Ryan C
CFP®, Series 63, Series 65
San Francisco, CA
Citrine Capital
Ryan Cole is a CFP® with 12 years of industry experience, currently serving as an advisor at Citrine Capital, LLC since 2014. He holds Series 63 and Series 65 licenses and is also a Manager on the Board of Managers at HFP Corpus Partnership. Citrine Capital serves individual and high-net-worth clients as well as small businesses, offering investment management alongside financial planning and related services such as tax return preparation and estate planning reviews. The firm employs a diversified, tax-aware investment approach within a Modern Portfolio Theory framework and manages accounts on a discretionary basis with ongoing portfolio oversight.
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