Clariti Wealth Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$753,364,827
Clients
250
Advisors
6
of 10 employees
About
Clariti Wealth Advisors works primarily with individual clients, including high-net-worth individuals, as well as trustees, qualified retirement plans, and non-profit organizations. The firm provides integrated financial planning and investment management services—covering goal setting, cash flow, tax and estate considerations—with additional offerings such as hourly consultations and trustee support for periodic trust distributions.
Portfolios are constructed as diversified allocations across stocks, bonds, alternatives, and real assets, using mutual funds and ETFs with a mix of active and passive managers, and allocations are set based on documented risk tolerance, risk capacity, and Monte Carlo analysis for withdrawal sustainability. Clariti also employs derivatives—specifically options strategies within separately managed accounts—primarily for hedging, and may use interval funds and recommend unaffiliated private investment funds when consistent with a client’s objectives and liquidity needs.
What is relatively uncommon among peer team firms is Clariti’s explicit use of options/derivative strategies in client accounts and its formal disclosures about those risks and client opt-out rights. The brochure also notes other notable practices: a documented AI policy governing use of AI tools, use of third‑party aggregation/reporting (ByAllAccounts), annual tax‑planning reviews and access to a CPA for separate tax services, and surprise examinations for accounts over which the firm is considered to have custody.
Client services
Expertise
Occupation focus
Fee options
Flat fee structure may be proposed to better match client needs and resources
$0 - .: 0.45% to 0.95% annually (fee ranges based on investable assets, prorated and generally billed quarterly in advance)
Hourly consultation rates vary by advisor experience and expertise; payment requested upon completion
Account minimum: $1,000,000 Minimum fee: Minimum annual fee of $5,000 for full-service clients
Main office
2710 Centerville Road, Suite 201
Wilmington DE 19808-1644
Advisors at this office
6
Most active in
California · Delaware · Florida · Maryland · New Hampshire · New Jersey · New York · Pennsylvania · South Carolina · Texas · Virginia
Also doing business as
Clariti Wealth Advisors · Schiavi & Co · Schiavi & Company LLC · Schiavi + Company · Schiavi + Dattani
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Gerald S
Series 63, Series 65
Wilmington, DE
Clariti Wealth Advisors
Gerald Snyder is a financial advisor with Clariti Wealth Advisors in Wilmington, DE, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Schiavi + Dattani since 2021 and was previously with Fidelity Brokerage Services LLC from 2011 to 2020. Clariti Wealth Advisors serves individuals, trustees, retirement plans, and non-profits, managing approximately $622 million in client assets. The firm offers integrated financial planning and investment management, utilizing diversified portfolios with a mix of active and passive strategies, and employs derivatives and alternative investments when suitable.
Ethan W
Series 65
Wilmington, DE
Clariti Wealth Advisors
Ethan Whittaker is a financial advisor with Clariti Wealth Advisors in Wilmington, DE, holding a Series 65 designation and one year of industry experience. He previously worked at Sallie Mae for six years and Baker Tilly, LLC for two years. Outside of his advisory role, Whittaker serves as President of Whittaker Tax, a tax preparation and planning business. Clariti Wealth Advisors serves individual clients, including high-net-worth individuals, trustees, qualified retirement plans, and nonprofits, offering integrated financial planning and investment management. The firm’s portfolios feature diversified allocations using active and passive strategies, with a notable emphasis on options and derivative strategies for hedging and customized risk management.
John M
CFP®, Series 63, Series 66
Wilmington, DE
Clariti Wealth Advisors
John Melasecca is a Certified Financial Planner® with 26 years of industry experience. He is currently with Clariti Wealth Advisors and has previously worked at Schiavi + Dattani and Fidelity Brokerage Services LLC. Clariti Wealth Advisors serves individuals, trustees, retirement plans, and non-profit organizations, managing approximately $622 million in client assets. The firm offers comprehensive financial planning combined with investment management, utilizing diversified portfolios across multiple asset classes and employing both active and passive strategies.
Karen M
Series 65
Wilmington, DE
Clariti Wealth Advisors
Karen Malchione is a financial advisor at Clariti Wealth Advisors with five years of industry experience. She holds a Series 65 designation and has been associated with Schiavi & Dattani since 1998. Clariti Wealth Advisors serves individuals, trustees, retirement plans, and non-profit organizations, managing approximately $622 million in assets. The firm offers integrated financial planning and investment management, utilizing diversified portfolios with a mix of active and passive strategies, and incorporates tax planning and trustee support in its services.
Ravi D
CFP®, Series 63
Wilmington, DE
Clariti Wealth Advisors
Ravi Dattani is a CFP® with five years of industry experience and is currently a managing member at AssetBook, LLC, a software company that provides portfolio accounting solutions to investment advisors. He has been affiliated with Schiavi + Dattani since 1998. Clariti Wealth Advisors is a registered investment adviser serving individuals, trustees, retirement plans, and non-profit organizations, managing approximately $622 million in client assets. The firm offers comprehensive financial planning combined with investment management, using diversified portfolios across multiple asset classes and a mix of active and passive strategies, with an emphasis on manager selection and ongoing monitoring.
Ryan C
CFP®, Series 63
Wilmington, DE
Clariti Wealth Advisors
Ryan Cross is a CFP® with five years of industry experience and is associated with Clariti Wealth Advisors in Wilmington, DE. He has concurrently worked with Schiavi + Dattani, J.P. Morgan Securities Inc., and JPMorgan Services Inc. since the early 2000s. Clariti Wealth Advisors serves individuals, trustees, retirement plans, and non-profit organizations, managing approximately $622 million in assets. The firm employs a diversified investment approach incorporating equities, fixed income, alternatives, and real assets, using both active and passive strategies, and integrates financial planning with investment management through its Financial Plan Management service.
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