Murfreesboro, TN Office

Clearstone Wealth Management is a recently established, independent registered investment adviser that serves individuals, high-net-worth clients, and employer-sponsored retirement plans, including pension and profit-sharing plans. It offers comprehensive wealth planning, single-topic financial consulting, and ongoing discretionary portfolio management with written financial plans delivered upon completion of planning engagements.

The firm employs a tactical asset allocation approach for portfolio management, primarily using exchange-traded funds and selected alternative investments and exercising discretionary trading authority to rebalance as needed. Its planning work explicitly covers retirement-plan analysis (company-sponsored plans such as 401(k), profit sharing and pensions), estate, tax, insurance, and cash-flow topics, and it coordinates with clients’ tax professionals on tax planning matters.

What is distinctive is the explicit provision of services to pension and profit-sharing plan clients — a client type that is uncommon for firms in this peer group — combined with a tactical allocation strategy that incorporates alternatives alongside ETFs. The adviser, founded in late 2023 and registered in late 2024, manages roughly $30 million in discretionary assets and maintains an institutional custody relationship that provides access to execution, reporting, and third-party tools; it also applies a $500,000 account guideline that may be waived in certain cases.