Charlotte, NC Office

Coastal Bridge Advisors provides financial planning, consulting, and discretionary and non-discretionary wealth management to individuals (including high net worth clients), family offices, trusts, estates, foundations and qualified retirement plans. The firm also offers retirement plan consulting and ERISA services, along with specialized advisory services such as HSA investment management and assistance accessing margin, collateralized and residential mortgage lending through third-party financial institutions.

The firm follows a goal-based, fundamental analysis approach and constructs diversified portfolios across equities, fixed income, mutual funds, ETFs and, when appropriate, privately placed securities and alternative investments. Coastal Bridge commonly uses External Managers and affiliated SMA strategies, performs scenario analysis including Monte Carlo stress testing, and may recommend allocations to privately offered vehicles or externally managed programs based on a client’s objectives and eligibility.

Coastal Bridge’s ownership within the Focus Financial Partners network and its affiliated businesses distinguish its offering: it discloses affiliated insurance entities (Coastal Bridge Advisors Insurance, LLC and Coastal Bridge Advisors P&C Insurance, LLC), an affiliate insurance facilitator (Focus Risk Solutions), and a subadvisory relationship with Fergus Reinsurance Limited. The firm also coordinates access to pooled vehicles managed by Origin and OCA, permits certain supervised persons to offer commissionable insurance products, and facilitates credit and cash-management solutions through intermediaries such as UPTIQ and Flourish, arrangements the brochure discloses as producing potential revenue-sharing relationships.