Westford, MA 234 Littleton Rd. Office

Collaborative Wealth Advisors, LLC provides portfolio management, modular financial planning, and retirement plan advisory services to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, trusts, estates, charitable organizations, and businesses. The firm manages roughly $84 million in discretionary client assets for about 200 clients and operates with a small advisory team.

The firm typically delivers discretionary portfolio management tailored to each client's objectives, monitoring and rebalancing accounts and using mutual funds, ETFs, and other securities as core investments. Its investment process incorporates fundamental, technical, and cyclical analysis, permits both long‑ and short‑term trading when suitable, and includes ERISA‑focused retirement plan consulting and participant education.

Notably, the firm maintains an ownership affiliation with a licensed insurance agency and has affiliated CPA/tax resources that may provide tax and accounting services alongside advisory offerings; the brochure discloses these relationships and the potential conflicts of interest that can arise if clients purchase insurance or tax services through affiliates. The combination of in‑house accounting capabilities and an affiliated insurance business, together with retirement‑plan fiduciary services, differentiates the firm from many peers of similar size.