Marietta, OH Office

Commonwealth Financial Services is an SEC‑registered advisory firm that serves a mix of individual clients (including high‑net‑worth individuals), pension and profit‑sharing plans, trusts, estates, corporations, broker/dealer customers and other business entities. The firm provides discretionary and non‑discretionary portfolio management, third‑party money manager and wrap‑fee programs, financial planning and retirement plan advisory services, participant education, and lending solutions such as securities‑backed lines of credit.

Advisory Representatives construct individualized investment strategies that can include stocks, bonds, options, ETFs, mutual funds and other securities, using fundamental and technical analysis and, where appropriate, tactical rebalancing and third‑party manager solutions. Custody and trade execution are generally conducted through custodians such as Schwab and Fidelity, and the firm offers fiduciary 3(21)/3(38) plan services, co‑advisory/solicitor arrangements with TPMMs, and annual participant reviews for retirement clients.

The firm’s ADV discloses several features that distinguish it from many peers: it sponsors wrap‑fee accounts, operates as a licensed insurance agency whose representatives may offer fixed insurance and annuity products, and conducts educational seminars and workshops for clients and plan participants. Commonwealth also uses formal referral/promoter arrangements and receives revenue‑sharing from third‑party managers, and some Investment Adviser Representatives may serve as trustees or hold powers of attorney for client accounts—matters the firm addresses through written policies and disclosures.