Compass Planning Associates, Inc.

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Client assets under management

$213,939,625

Clients

92% high-net-worth

Advisors

of 3 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Low

Average account size

$2,971,384

About

Compass Planning Associates, Inc. provides comprehensive financial, investment, and tax planning to individuals, retirement plan participants, trusts, estates, and business entities, delivering advice on a project, hourly, or ongoing annual basis. For clients who engage ongoing services, the firm offers portfolio recommendations and can manage accounts on either a discretionary or non-discretionary basis.

The firm takes a planning-first, long-term approach and typically implements portfolios through passive asset allocation using index mutual funds and exchange-traded funds, with attention to diversification and tax-aware implementation. Ongoing planning clients receive regular check-ins (typically multiple times per year) and, when appropriate, may grant a limited power of attorney to allow the adviser to execute trades and assist with account maintenance.

Notably, Compass does not rely on percentage-of-assets-under-management fees and operates as a fee-only adviser that does not accept commissions or 12b‑1 compensation; instead it uses project-, hourly-, or annual-based billing. The firm is a NAPFA member that avoids soft-dollar arrangements, commonly recommends institutional custodians such as Fidelity or Schwab without receiving referral payments, and manages the majority of its assets on a discretionary basis despite its small, three-advisor team.

Client services

Financial planning Portfolio management

Expertise

Passive / index investing General retirement planning Income planning Tax-loss harvesting Debt management

Fee options

Fixed

Planning by the Year service annual fee generally ranges from $8,000 to $25,000, charged quarterly in arrears.

Project-based

Principal - $420/hr; Senior Adviser - $405/hr; Adviser - $310/hr; Planning Support - $260/hr

Subscriptions

Planning by the Year service charged as a flat annual fee paid quarterly in arrears, typically $8,000 to $25,000 per year.

Other

Account minimum: $500,000 Fee-only: Hourly rates ranging from $260/hr to $420/hr depending on staff; Planning by the Year flat annual fee generally ranges from $8,000 to $25,000 charged quarterly in arrears.

Main office location

Compass Planning Associates, Inc.

Greenfield MA, United States

Number of offices

Most active in

California · Colorado · Connecticut · Florida · Maine · Maryland · Massachusetts · New Hampshire · New York · Pennsylvania · Texas · Vermont

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 617-523-4666

Advisors at this firm

Jennifer L

CFP®, Series 63, Series 65

Greenfield, MA

Compass Planning Associates, Inc.

Jennifer Lane is a CFP® professional with 23 years of industry experience. She has been with Compass Planning Associates, Inc. since 2005. Compass Planning Associates, Inc. provides comprehensive financial, investment, and tax planning to individuals, retirement plan participants, trusts, estates, and business entities. The firm follows a planning-first, long-term approach, typically implementing portfolios through passive asset allocation using index mutual funds and ETFs, and offers project-, hourly-, or annual-based billing without relying on percentage-of-assets fees.

Passive / index investing General retirement planning Income planning Tax-loss harvesting Debt management

Sarah S

CFP®, Series 65

Longmont, CO

Compass Planning Associates, Inc.

Sarah Stamp is a CFP® professional with 15 years of experience in financial advising. She has worked at Compass Planning Associates, Inc. since 2014 and has additional experience with the St. Vrain Valley School District and Practical Financial Group, LLC. Compass Planning Associates, Inc. provides comprehensive financial, investment, and tax planning services to individuals, trusts, estates, business entities, and retirement plan participants. The firm employs a planning-first, long-term approach, typically using passive asset allocation with index funds and ETFs, and offers project, hourly, or ongoing annual billing without commissions or percentage-based fees.

Passive / index investing General retirement planning Income planning Tax-loss harvesting Debt management

Joshua W

Series 66

Dover, NH

Compass Planning Associates, Inc.

Joshua Weiss is a financial advisor at Compass Planning Associates, Inc. with seven years of industry experience. He holds the Series 66 designation and has previously worked at Fidelity Brokerage Services LLC and Liberty Mutual Insurance Company. Compass Planning Associates, Inc. provides comprehensive financial, investment, and tax planning services to individuals, retirement plan participants, trusts, estates, and business entities. The firm follows a planning-first, long-term approach, typically implementing portfolios through passive asset allocation using index mutual funds and ETFs, and offers flexible billing arrangements without relying on percentage-of-assets fees.

Passive / index investing General retirement planning Income planning Tax-loss harvesting Debt management

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