West Linn, OR Office

Composition Wealth provides investment management, financial planning, and retirement plan advisory services to individuals, high‑net‑worth clients, trusts, estates, businesses, charitable organizations, insurance companies, third‑party broker‑dealers and retirement plans. For retirement plan engagements it serves in a fiduciary capacity and offers services such as investment policy design, provider searches, investment oversight (ERISA 3(21)) and investment management (ERISA 3(38)).

The firm’s investment approach is primarily long‑term and built around low‑cost, diversified mutual funds and ETFs, with supplemental use of individual stocks, bonds and, on occasion, options, private investment funds and structured notes; Composition Wealth employs both fundamental and technical analysis and an internal due‑diligence process. It may also recommend and oversee unaffiliated independent managers for portions of client portfolios and conducts regular reviews and rebalancing, including tax‑sensitive actions such as harvesting gains or losses.

Noteworthy distinctions include its scale and multi‑advisor structure—managing approximately $9.47 billion in discretionary assets as of December 31, 2025 and serving clients under a typical minimum relationship size of $500,000—and its involvement in insurance distribution and related affiliations. Composition Wealth is a licensed insurance agency (and receives commission‑based compensation for insurance sales separate from advisory fees), has affiliated entities for insurance and tax services, provides financial institution consulting to broker‑dealer customers, and discloses the controlled use of AI tools for drafting and administrative support with human review and written policies.