Confluent Asset Management LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Confluent Asset Management is a fee‑based registered investment adviser that provides discretionary asset management, financial planning, sub‑advisory services, 401(k) consulting for individual participants, and ERISA plan support to individuals and small business entities. The firm offers ongoing portfolio monitoring, investment selection, and tailored investment policy documentation to clients.
Confluent constructs portfolios using a mix of analysis methods — including fundamental, technical, charting, cyclical analysis and Modern Portfolio Theory — and employs strategies ranging from long‑term holdings to active trading. Its disclosures note the use of derivatives and options strategies (including covered and uncovered option writing and ETFs that may use derivatives), and the firm discusses the specific risks those instruments can introduce to client accounts.
Distinctive features include a small advisory team and relatively limited assets under management alongside an insurance brokerage activity: the firm’s principal is a licensed insurance agent who spends approximately five percent of his time selling insurance products for commission, a relationship the brochure discloses and addresses as a potential conflict. The firm also does not vote client proxies (clients receive proxies directly from custodians) and provides ERISA 3(21) consulting and sub‑advisory arrangements, which may affect how clients allocate administrative and fiduciary responsibilities.
Client services
Expertise
Fee options
$0 - $100,000: 1.65% annually $100,000.01 - $250,000: 1.5% annually $250,000.01 - $500,000: 1.4% annually $500,000.01 - $1,000,000: 1.3% annually $1,000,000.01 - $2,000,000: 1.2% annually $2,000,000.01+: 1.0% annually
Insurance product commissions received by firm owner (approx. 5% of time spent)
Financial planning services charged at $200 per hour
Account minimum: $75,000 (ETF model accounts); $100,000 (all other accounts), with possible reductions or waivers Fee-only: Financial planning hourly fee: $200 per hour; financial plan fees billed 50% in advance, balance upon delivery; fee may be waived if plan implemented through Confluent
Main office
16427 N Scottsdale Road, Suite 410
Scottsdale AZ 85254
Advisors at this office
3
Most active in
Arizona · Connecticut · Florida · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Megan W
Series 66
Scottsdale, AZ
Confluent Asset Management LLC
Megan Wells is a financial advisor at Confluent Asset Management LLC in Scottsdale, AZ, with six years of industry experience. She holds the Series 66 designation and has worked previously at Charles Schwab & Co., Inc., Camelback Wealth Consultants, and Harbour Investments, Inc. Confluent Asset Management is a fee-based registered investment adviser serving individuals and small business entities with discretionary asset management, financial planning, sub-advisory services, and 401(k) consulting. The firm uses a variety of analytical methods and investment strategies, including derivatives and options, to construct tailored portfolios and provides ongoing portfolio monitoring and investment policy documentation.
Yogesh P
CFA®
Scottsdale, AZ
Confluent Asset Management LLC
Yogesh Prasad is a CFA® charterholder affiliated with Confluent Asset Management LLC in Scottsdale, AZ, with three years of industry experience. His work history includes roles at PNC Private Bank and Annexus LLC. Confluent Asset Management provides discretionary asset management, financial planning, sub-advisory services, and 401(k) consulting primarily to individuals and small businesses. The firm combines various analytical methods and employs strategies ranging from long-term holdings to active trading, offering tailored portfolio monitoring and investment policy documentation.
Nicholas C
Series 63, Series 65
Scottsdale, AZ
Confluent Asset Management LLC
Nicholas Chavez is a financial advisor at Confluent Asset Management LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Edelman Financial Engines and Equitable Advisors. Chavez is a member of the Ahwatukee Chamber of Commerce. Confluent Asset Management is a fee-based registered investment adviser serving individuals and small businesses with discretionary asset management, financial planning, and 401(k) consulting. The firm employs a variety of analysis methods and strategies, including derivatives and options, while providing ongoing portfolio monitoring and tailored investment policy documentation.
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