Coplanning Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Coplanning Financial LLC provides financial planning and discretionary portfolio management to individual and high‑net‑worth clients. The firm operates as a small, independent adviser with a limited client roster and offers both ongoing investment management and one‑time planning engagements.
The firm primarily implements a passive investment approach, constructing portfolios from index mutual funds, ETFs and select factor funds, and manages client accounts on a discretionary basis consistent with stated goals and risk tolerance. Its financial planning work routinely covers retirement, tax and estate planning, long‑term care and rental real estate integration, and the firm currently reports its one‑time TotalPlan offering as temporarily paused for new clients.
Coplanning’s fee model differs from the common percentage‑of‑assets approach used by many peers: it charges fixed, tiered annual flat fees for ongoing services and a set fee for one‑time planning, an uncommon structure among independent advisers. The firm also recommends the Altruist custodial platform—giving clients access to Altruist Cash and integrated tools—and discloses that the firm’s principal maintains unrelated outside activities (rental property management and an online advisor directory) in its brochure.
Client services
Expertise
Fee options
TotalPlan one-time financial planning service: $6,900, negotiable up to $12,000 per year
$0 - $800,000: $4,500 flat annual fee $800,001 - $1,500,000: $7,200 flat annual fee $1,500,001+: $9,900 flat annual fee
Minimum fee: $4,500 annually for assets $0 - $800,000; $7,200 annually for assets $800,001 - $1,500,000; $9,900 annually for assets above $1,500,000 Fee-only: Flat annual fees for CoRetire services and fixed fees for TotalPlan financial planning
Main office
7300 West 110th Street, Commerce Plaza I, 7th Floor
Overland Park KS 66210
Advisors at this office
1
Most active in
California · Kansas · Missouri · New York · Texas
Also doing business as
Co Investment Group LLC · Co Planning Group LLC · Coplanning Financial LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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