Creative Resources Investment Advisors LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Creative Resources Investment Advisors provides discretionary and non-discretionary portfolio management, basic financial planning, and incidental pension consulting primarily to individual and high-net-worth clients, with smaller numbers of pension and profit-sharing plans. The firm manages approximately $16.7 million for about 85 client relationships and delivers ongoing supervision and quarterly reporting for tailored accounts.
The firm’s investment approach emphasizes long-term, value-oriented strategies within an asset allocation framework informed by Modern Portfolio Theory, using diversified holdings such as individual equities, mutual funds, fixed income, and, when appropriate, derivatives or private placements for sophisticated clients. CRIA may also recommend secondary managed accounts or SEI model portfolios for specific needs and conducts regular client reviews to align portfolios with changing objectives.
What is distinctive for a firm of this size is CRIA’s involvement in other financial businesses: it operates affiliated insurance brokerage activities and an entity that sponsors a Reg D private offering that has been made available to some high-net-worth clients, and the firm discloses that certain supervised persons have disciplinary histories. The Brochure describes the related conflicts of interest from insurance commissions and affiliated private investments and sets out policies intended to mitigate those conflicts.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.0% annually $1,000,000 - $5,000,000: 0.50% annually $5,000,000+: Negotiable, typically below 0.50%
Account minimum: $100,000 Minimum fee: $60 annually, charged quarterly in arrears, for accounts under $50,000
Main office
See office#1003 4000 Chapel View Blvd, Suite 300
Cranston RI 02920
Advisors at this office
1
Offices (2)
Most active in
California · Florida · Illinois · Massachusetts · Missouri · New Hampshire · Rhode Island · Texas
Also doing business as
Creative Resources Investment Advisors LLC · Creative Resources Investment Advisors, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Theodore A
Series 63, Series 65
Oakbrook Terrace, IL
Creative Resources Investment Advisors LLC
Theodore Augustyniak is a financial advisor with Creative Resources Investment Advisors LLC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been associated with Creative Resources Investment Advisors since 2015 and is also involved with Advance Legend Funding and Augustyniak Insurance Agency, where he works as an insurance agent offering various insurance products. Creative Resources Investment Advisors primarily serves individual and high-income clients, as well as pension and profit-sharing plans, trusts, and other entities. The firm employs a long-term, value-oriented investment approach with a blend of strategic and tactical asset allocation, utilizing equities, mutual funds, bonds, and alternative instruments tailored to client needs.
Bradford S
Series 63, Series 65
Oakbrook Terrace, IL
Creative Resources Investment Advisors LLC
Bradford Szczecinski is a financial advisor with Creative Resources Investment Advisors LLC, holding Series 63 and Series 65 registrations and bringing 27 years of industry experience. His prior roles include positions at USI, Marsh Private Client Services, and The Horton Group. He volunteers with Breakthrough Urban Ministries as a planned giving consultant and serves on the Transplant Advisory Council at Northwestern Memorial Hospital in Chicago. Creative Resources Investment Advisors primarily serves individual and high-income clients, as well as pension and profit-sharing plans, trusts, and other entities. The firm employs a long-term, value-oriented investment approach incorporating Modern Portfolio Theory and a blended strategic/tactical asset allocation, tailoring portfolios to client needs and conducting regular reviews.
Armand S
CFA®, Series 63, Series 65
Cranston, RI
Creative Resources Investment Advisors LLC
Armand Spaziano is a CFA® charterholder with 32 years of industry experience. He is currently with Creative Resources Investment Advisors LLC, where he has worked since 2017, and also serves as president of Alluvion Brands, LLC, a privately held management consulting company. His prior experience includes leadership roles at Spagus Capital Partners, LLC and Roman Capital Partners, LLC. Creative Resources Investment Advisors primarily serves individual and high-income clients, as well as pension and profit-sharing plans, trusts, and other entities. The firm employs a long-term, value-oriented investment approach that incorporates Modern Portfolio Theory and blended strategic/tactical asset allocation, tailoring portfolios to client constraints and using tools such as Monte Carlo simulations for planning.
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