Cranston, RI Office

Creative Resources Investment Advisors provides discretionary and non-discretionary portfolio management, basic financial planning, and incidental pension consulting primarily to individual and high-net-worth clients, with smaller numbers of pension and profit-sharing plans. The firm manages approximately $16.7 million for about 85 client relationships and delivers ongoing supervision and quarterly reporting for tailored accounts.

The firm’s investment approach emphasizes long-term, value-oriented strategies within an asset allocation framework informed by Modern Portfolio Theory, using diversified holdings such as individual equities, mutual funds, fixed income, and, when appropriate, derivatives or private placements for sophisticated clients. CRIA may also recommend secondary managed accounts or SEI model portfolios for specific needs and conducts regular client reviews to align portfolios with changing objectives.

What is distinctive for a firm of this size is CRIA’s involvement in other financial businesses: it operates affiliated insurance brokerage activities and an entity that sponsors a Reg D private offering that has been made available to some high-net-worth clients, and the firm discloses that certain supervised persons have disciplinary histories. The Brochure describes the related conflicts of interest from insurance commissions and affiliated private investments and sets out policies intended to mitigate those conflicts.