Crutchfield Advisors, Inc.

Crutchfield Advisors is a two-advisor registered investment adviser that serves individuals (including both high-net-worth and non-HNW clients) as well as corporations, trusts, estates, retirement plans and government agencies. The firm offers discretionary portfolio management in a balanced format and provides ongoing financial planning as part of every client relationship, with in‑depth plans prepared using Morningstar Office available complimentary upon request.

The firm’s investment process blends fundamental security analysis with chart-based technical analysis and cyclical macro work, including attention to U.S. Treasury yield-curve relationships, and it adjusts asset mixes over time based on these factors. Crutchfield conducts its own research, supplements it with outside research, implements block trades where appropriate, and manages a mix of stocks, ETFs, bonds and other instruments while describing material risks associated with each strategy.

A few operational practices distinguish the firm from many peers: clients are required to custody assets with the firm’s recommended custodian (Fidelity), and the brochure states the firm typically pays custodian and transaction fees in most instances rather than passing them to clients. The adviser also does not accept custody of client funds, does not vote client proxies, and does not charge performance-based fees; additionally, the firm is led by a two-advisor, multi-generational ownership team.