Cubed Systems
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$59,300,000
Clients
40
Advisors
1
of 1 employees
About
Cubed Systems is a small, independent advisory firm run by a single advisor that provides discretionary investment management and financial planning to individuals, high‑net‑worth clients, and retirement plans, managing about $61.7 million across roughly 40 client relationships. Its services include portfolio management using mutual funds, ETFs, individual securities and bonds, retirement‑plan consulting and participant education, assistance with rollovers, and occasional access to private placements for qualified investors.
The firm’s investment process emphasizes long‑term portfolio construction combined with active monitoring and tactical reallocations informed by fundamental and technical analysis and internal due diligence. Portfolios may include cash sweep allocations, retained legacy positions for tax or fit reasons, and tax‑sensitive adjustments such as tax‑loss harvesting and regular rebalancing to align with client objectives.
Notably, Cubed Systems acts as the sponsor and portfolio manager of a wrap fee program, a structure that is uncommon for solo independent advisers, and it provides ERISA fiduciary retirement‑plan consulting and participant education for pension and profit‑sharing plans. The firm discloses recent regulatory findings related to recordkeeping and client agreement practices that resulted in an administrative consent order and civil penalty and states it has policies and procedures intended to address conflicts and improve compliance.
Client services
Expertise
Occupation focus
Fee options
Up to 1.00% annually (0.25% quarterly) — negotiable and based on complexity, asset level, and relationship
Fee-only: Investment advisory fees are based on assets under management and paid quarterly in advance; fees up to 1.00% annually, negotiable.
Main office
Las Vegas NV
Advisors at this office
1
Most active in
California · Nevada
Also doing business as
Baffa Jr. Robert Patrick · Cubed Systems · Robert Patrick Baffa · Robert Patrick Baffa Jr.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")