Seneca, SC 934A Old Clemson Highway Office
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CWM, LLC
Enterprise
Firm-wide stats for CWM, LLC
About
CWM, LLC is an SEC‑registered investment adviser that serves a broad mix of individuals, high‑net‑worth families, foundations, endowments, corporations and institutional clients through a network of partner offices and more than 600 advisors. The firm offers portfolio management, financial planning, variable sub‑account management, sub‑advisory services, and a suite of retirement‑plan services including a Carson Retirement Program with delegated 3(38) and consulting options.
CWM typically manages accounts on a discretionary basis using model portfolios governed by an in‑house Investment Committee and combines fundamental and technical analysis, third‑party sub‑advisors and trade‑signal providers, and customization tools such as Orion Custom Indexing and access to alternative investments via iCapital. The brochure emphasizes ongoing fiduciary processes for retirement plans (e.g., FI360 toolkit and IPS‑driven monitoring), centralized custody and platform relationships (Fidelity, Schwab, Vestwell), and regular client reviews and reporting.
Several features in the brochure distinguish CWM from many enterprise peers: it discloses multiple sponsor and revenue‑sharing arrangements (for example, a Flourish revenue‑sharing program and parent‑company investments in Vanilla), a paid Premier Partner investment universe, and a lead‑generation/matching platform and trust administration offering — all accompanied by explicit conflict‑of‑interest disclosures. The firm’s materials also note that it advertises predecessor performance (a relatively uncommon practice for large advisers) and place heavier operational emphasis on retirement plan, institutional and platform services than on charity‑focused practice areas.
Based on CWM, LLC
Expertise
Based on CWM, LLC
Location
934A Old Clemson Highway
Seneca SC 29672
Advisors at this office
4
Advisors at this office
Lori T
Series 63, Series 65
Seneca, SC
CWM, LLC
Lori Talley Kelley is a financial advisor with CWM, LLC, holding Series 63 and Series 65 licenses and having 13 years of industry experience. She previously worked at Crescent Financial Advisors and Clemson-EPS Advisors. Kelley serves on the board of the Oconee County Special Needs and Disabilities Foundation. CWM, LLC is an SEC-registered adviser serving individuals, families, foundations, endowments, corporations, and institutions through a network of over 600 advisors. The firm provides portfolio management, financial planning, sub-advisory, and retirement-plan services, employing a discretionary management approach using model portfolios and a combination of analysis tools and third-party resources.
Sarah K
ChFC®
Seneca, SC
CWM, LLC
Sarah Kelley is a ChFC® credentialed financial advisor at CWM, LLC with two years of industry experience. She has previously worked at Crescent Financial Advisors and began her career after completing her studies in 2020. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients. The firm employs a discretionary, model-portfolio approach managed by an in-house Investment Committee and offers various services including portfolio management, financial planning, and retirement-plan solutions.
Jan F
Series 63, Series 66
Seneca, SC
CWM, LLC
Jan Fredman is a financial advisor with CWM, LLC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He previously worked at Crescent Financial Advisors for over 15 years and has experience at UBS Financial Services, EPS Advisors, and ERISA Plan Services Inc. Outside of advising, Fredman is involved in insurance sales. CWM, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, families, foundations, and institutions through a network of more than 600 advisors. The firm manages portfolios primarily on a discretionary basis using model portfolios and combines fundamental and technical analysis with third-party sub-advisors and customization tools.
Andrew H
Series 65
Seneca, SC
CWM, LLC
Andrew Howard is a financial advisor at CWM, LLC with a Series 65 designation. He has experience working at several financial institutions, including Crescent Financial Advisors, Carson Wealth, and Dogwood State Bank. Howard is based in Seneca, SC. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, corporations, and institutional clients through a network of more than 600 advisors. The firm manages accounts primarily on a discretionary basis using model portfolios and offers a range of services including portfolio management, financial planning, and retirement-plan solutions.
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