Cypress Wealth Services, LLC

Stephen Biesinger is a financial advisor with Cypress Wealth Services, LLC, holding a Series 66 designation and 22 years of industry experience. He has worked at Cypress Wealth Services since 2017 and previously held roles at M.S. Howells & Co., Purshe Kaplan Sterling Investments, Inc., and Integrated Wealth Management, Inc. Outside of advisory work, he serves on the board of Pathfinder Ranch, a charitable organization, and assists with bookkeeping for a social media business. Cypress Wealth Services is an SEC-registered advisory firm managing approximately $965.5 million for over 700 clients through a 10-advisor team. The firm serves high-net-worth individuals, families, trusts, estates, and businesses, offering discretionary investment management, financial planning, and retirement plan consulting with a focus on fundamental analysis and long-term portfolio construction.

Carey Mccrady is a CFP® with 19 years of industry experience and is currently an advisor at Cypress Wealth Services, LLC. Prior to joining Cypress in 2023, Carey worked at Watts Gwilliam and Associates and CSM Financial Planning, LLC. Cypress Wealth Services manages approximately $1.34 billion in discretionary assets for around 825 clients, offering customized investment management, comprehensive financial planning, and retirement plan consulting. The firm serves high net worth individuals, families, trusts, estates, and businesses, employing a primarily fundamental research approach with flexibility for alternative investments and more active strategies when suitable.

Dermott Larkin is a financial advisor at Cypress Wealth Services, LLC with eight years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Cypress Wealth Services in 2025, he worked for Perigon Wealth Management, LLC for seven years and spent two years at Trinet, Inc. Cypress Wealth Services manages approximately $1.34 billion on a discretionary basis for about 825 clients through a team of 14 advisors. The firm offers customized investment management, comprehensive financial planning, and retirement plan consulting primarily to high net worth individuals, families, trusts, estates, and businesses. Their investment approach emphasizes fundamental analysis and a generally long-term orientation, utilizing a range of investment vehicles including mutual funds, ETFs, equities, fixed income, and alternative investments.

Bradley Arave is a CFP® and holds a Series 66 license with 17 years of industry experience. He has worked at Cypress Wealth Services, LLC since 2019 and previously at J.P. Morgan Securities LLC from 2012 to 2019. In addition to his advisory role, he provides insurance solutions as an independent insurance professional. Cypress Wealth Services is an SEC-registered advisory firm managing approximately $965.5 million for high-net-worth individuals, families, trusts, estates, and businesses. The firm employs a fundamental, long-term investment approach with customized asset allocation, offering discretionary management and financial planning through a team of 10 advisors.

Marc Koven is a financial advisor at Cypress Wealth Services, LLC with 20 years of industry experience. He holds a Series 66 designation and has worked at M.S. Howells & Co, Cypress Wealth Services, PURSHE KAPLAN STERLING INVESTMENTS, Inc., and Integrated Wealth Management, Inc. Outside of advising, he serves as an independent insurance professional and assists other RIAs with operations and technology as a subject matter expert. Cypress Wealth Services is an SEC-registered advisory firm managing approximately $965.5 million for high-net-worth individuals, families, trusts, estates, and businesses. The firm employs a fundamental, long-term investment approach with customized asset allocation and portfolio construction, offering discretionary investment management, financial planning, and retirement plan consulting.

David Thatcher is a CFP® professional with 17 years of experience in the financial services industry. He is currently with Cypress Wealth Services, LLC and M.S. Howells & Co, and has previously worked at Purshe Kaplan Sterling Investments, Inc. and Integrated Wealth Management, Inc. Outside of financial advising, he is involved in agricultural business operations through roles in several related entities. Cypress Wealth Services is an SEC-registered advisory firm managing approximately $965.5 million for high-net-worth individuals, families, trusts, estates, and businesses. The firm employs a fundamental, long-term investment approach with customized asset allocation and portfolio construction, offering discretionary management, financial planning, and retirement consulting.

James Watson is a financial advisor at Cypress Wealth Services, LLC, with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Wells Fargo Advisors Financial Network LLC, LPL Financial, and Trost Financial Planning Group. Watson is also a licensed life and health insurance agent in California. Cypress Wealth Services is an SEC-registered advisory firm managing approximately $965.5 million for over 700 clients. The firm serves high-net-worth individuals, families, trusts, estates, and businesses, providing discretionary investment management, financial planning, and retirement plan consulting with a focus on fundamental analysis and long-term investment strategies.

Christian Risenmay is a CFP® and holds a Series 66 license with 23 years of industry experience. He is currently with Cypress Wealth Services, LLC and M.S. Howells & CO, and has prior experience at PURSHE KAPLAN STERLING INVESTMENTS, Inc. and Integrated Wealth Management, Inc. Outside of his advisory roles, he serves on the finance committee of Pathfinder Ranch, a charitable organization. Cypress Wealth Services is an SEC-registered advisory firm managing approximately $965.5 million for high-net-worth individuals, families, trusts, estates, and businesses. The firm employs a fundamental, long-term investment approach with customized asset allocation and portfolio construction, offering discretionary management, financial planning, and retirement plan consulting.

James Bray is a CFP® and holds a Series 66 license with 21 years of experience in the financial industry. He is currently with Cypress Wealth Services, LLC and has previously worked at Steel Peak Wealth Management, Royal Alliance Associates, and several other firms. Cypress Wealth Services is an SEC-registered advisory firm managing approximately $965.5 million for high-net-worth individuals, families, trusts, estates, and businesses. The firm uses fundamental analysis and a long-term investment approach, offering discretionary management, financial planning, and retirement consulting through a 10-advisor team.

Clark Penney is a financial advisor with Cypress Wealth Services, LLC, holding a Series 66 designation and 18 years of industry experience. He has worked at Cypress Wealth Services since 2017 and previously at PURSHE KAPLAN STERLING INVESTMENTS, Inc. and Integrated Wealth Management, Inc. Outside of his advisory role, he serves as a consultant for Alaska Horizon, a civic and social organization focused on social welfare. Cypress Wealth Services manages approximately $1.34 billion on a discretionary basis for about 825 clients, offering customized investment management, comprehensive financial planning, and retirement plan consulting to high net worth individuals, families, trusts, estates, and businesses. The firm employs a primarily fundamental, long-term research approach and incorporates a range of investment types, including mutual funds, ETFs, individual equities, fixed income, alternative investments, private funds, and cryptocurrency products.

Jason Nettleton is a financial advisor at Cypress Wealth Services, LLC with 26 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked with firms including M.S. Howells & Co., Purshe Kaplan Sterling Investments, and Integrated Wealth Management. In addition to his advisory role, he is an independent insurance professional. Cypress Wealth Services manages approximately $1.34 billion on a discretionary basis for about 825 clients, offering customized investment management, comprehensive financial planning, and retirement plan consulting. The firm serves high net worth individuals, families, trusts, estates, and businesses, utilizing a fundamental analysis-driven investment approach with a range of asset types and strategies.

William Gordon is a Series 65-credentialed advisor with seven years of industry experience. He is currently with Cypress Wealth Services, LLC and previously worked at Perigon Wealth Management, LLC. Outside of his advisory role, he serves as Vice President of Business Development at The Business Advantage Group Ltd. Cypress Wealth Services manages approximately $1.34 billion on a discretionary basis for over 800 clients. The firm offers customized investment management, financial planning, and retirement plan consulting primarily to high net worth individuals, families, trusts, estates, and businesses.

Gregory Frech is a financial advisor with Cypress Wealth Services, LLC in Palm Desert, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His career includes roles at M.S. Howells & Co, Purshe Kaplan Sterling Investments, and Morgan Stanley. Outside of advisory work, he is involved in managing a family holding company and a mobile application business. Cypress Wealth Services is an SEC-registered advisory firm serving high-net-worth individuals, families, trusts, estates, and businesses. The firm employs a long-term, fundamental analysis-driven investment approach with customized asset allocation and portfolio construction, offering discretionary management, financial planning, and retirement plan consulting.

Penny Salamida is a financial advisor at Cypress Wealth Services, LLC with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including M.S. Howells & Co and PURSHE KAPLAN STERLING INVESTMENTS, Inc. She serves as a nominated board member for Variety-The Children’s Charity of the Desert. Cypress Wealth Services manages approximately $1.34 billion on a discretionary basis for about 825 clients, offering customized investment management, comprehensive financial planning, and retirement plan consulting primarily to high net worth individuals, families, trusts, estates, and businesses. The firm employs a fundamental research approach with a long-term orientation and may incorporate diverse investment products including mutual funds, ETFs, alternative investments, and cryptocurrency.