Burlingame, CA Office

Cypress Wealth Services manages about $1.34 billion on a discretionary basis for roughly 825 clients and is supported by a team of 14 advisors. The firm provides customized investment management, comprehensive financial planning, and retirement plan consulting to high net worth individuals, families, trusts, estates and businesses.

Cypress typically builds portfolios using mutual funds, ETFs, individual equities and fixed income, and may incorporate alternative investments, private funds and cryptocurrency products for suitable clients; its research emphasis is primarily fundamental analysis and a generally long‑term orientation while allowing shorter‑term or more active trading when appropriate. The firm also discloses use of margin and option strategies, may engage unaffiliated Independent Managers for portions of client assets, and bills advisory fees on margined securities.

Compared with many peers, Cypress’s advisory personnel frequently maintain broker‑dealer registrations and insurance licenses and may implement commissionable products in their separate capacities, and the firm discloses the resulting potential conflicts and mitigation policies. Cypress participates on the Schwab Advisor Services platform and discloses receipt of custodial economic benefits (including transition and marketing/technology support), and it has recently disclosed arrangements to compensate unaffiliated solicitors and use standing letters of instruction for certain client transfers—features the firm describes in its compliance disclosures.