D3 Advisors LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
D3 Advisors provides investment management, financial planning, wealth management, consulting, and client education to individuals, high‑net‑worth clients, trusts, estates, small businesses and charitable organizations. Services are documented in written agreements and an investment policy statement, with ongoing monitoring and reporting tied to each client’s stated objectives.
The firm’s investment approach is asset‑allocation driven and typically implemented on a discretionary basis using the Betterment Advisor Solutions platform and its automated portfolio management and trading features. Portfolios may include a mix of mutual funds, ETFs, equities, fixed income, private funds and REITs, and the firm emphasizes personalized allocation, rebalancing, and periodic review aligned with client risk profiles.
Distinctive features include an exclusive wrap‑fee program relationship with Betterment and the firm’s combination of wrap‑fee asset management with stand‑alone hourly financial planning and client education offerings — services that are less common among peers. A principal of the firm also holds an active real‑estate license and may provide real‑estate services to clients (a disclosed potential conflict), and the firm reported no client assets under management as of the brochure date.
Client services
Expertise
Occupation focus
Fee options
$200 per educational lesson
1.2% annually advisory fee charged by D3 Advisors as part of a 1.4% total wrap fee
$250 per planner-hour for Financial Planning and Other Consulting Services
Main office
Fort Walton Beach FL
Advisors at this office
1
Most active in
Florida
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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