Dalton Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Dalton Financial LLC provides personal financial planning and discretionary investment management primarily to individuals, families, trusts, estates and closely held businesses. As of January 6, 2026 the brochure reports approximately $50 million in assets under management across a limited number of client relationships, and the firm integrates financial planning with ongoing investment oversight.
The firm’s investment approach emphasizes strategic asset allocation over a three- to five-year horizon, using index-based ETFs and low-cost mutual funds as core holdings while selectively incorporating actively managed funds or individual securities where a differentiated risk‑reward case exists. Dalton Financial employs fundamental security analysis and a mix of public and subscription research sources and generally manages client accounts on a discretionary basis tailored to each client’s cash flow, liquidity and risk‑tolerance profile.
Distinctive operational features noted in the brochure include a fee-only compensation policy with an explicit statement that the firm does not accept commissions, referral fees or soft-dollar benefits, and a practice of not voting client proxies. The firm also documents advisor qualification standards, maintains a formal business continuity plan (including plans for key-person contingency), and generally executes trades on an account-by-account basis rather than routinely aggregating orders.
Client services
Expertise
Occupation focus
Fee options
Financial planning fees with a minimum initial fee of $500; billed half at engagement and balance upon plan completion or within 6 months; annual flat fees billed quarterly, semi-annually, or annually if less than $500
$0 - $2,000,000: 1.00% $2,000,001 - $5,000,000: 0.75% $5,000,001+: 0.50% (negotiable above $5 million)
Hourly planning or investment analysis services at $200/hour (rate negotiable)
Account minimum: No specific minimum asset value required to open an account; minimum fees may apply making some accounts impractical Minimum fee: Minimum annual investment management fee of $1,250 (may be negotiable) Fee-only: Fee-only financial planning and investment management; no commissions accepted
Main office
Charlotte NC
Advisors at this office
1
Most active in
North Carolina
Also doing business as
Dalton Financial LLC · Higgins, Robert Dalton · Rdh Wealth Management, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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