Murrieta, CA Jefferson Ave Office

Davies Financial Advisors serves individual clients (including high‑net‑worth individuals), businesses, retirement plans, charitable organizations and insurance‑industry clients with financial planning, discretionary asset management and retirement plan consulting. The firm offers written financial plans and portfolio management across a broad range of investments, including stocks, bonds, mutual funds, ETFs, alternative investments, and variable and fixed‑indexed insurance products, and provides access to Commonwealth’s PPS Custom and PPS Select programs.

The firm’s advisors gather clients’ financial history, goals and risk tolerance to develop individualized asset‑allocation strategies and typically manage accounts on a discretionary basis with regular monitoring and at least annual reviews; clients may impose reasonable restrictions or elect nondiscretionary arrangements. Davies Financial Advisors describes using multiple methods of analysis (fundamental, technical, quantitative and qualitative) and may implement model portfolios or third‑party‑managed solutions available through Commonwealth.

Noteworthy disclosures in the brochure highlight the firm’s reliance on custody and platform relationships (Commonwealth/NFS and Schwab) that provide technology, research and marketing support, and various economic benefits to the firm and its advisors; the brochure explains those relationships, associated conflicts (including rollover considerations and revenue‑sharing) and policies to address them. The firm’s documented ability to offer private placements, direct participation programs, structured products and insurance‑linked investments, together with explicit disclosure that product vendors may provide monetary and non‑monetary marketing support, distinguishes its service mix from many peers.