Defined Capital LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Defined Capital provides discretionary asset management, comprehensive financial planning (full plans, hourly consultations and ongoing planning), and retirement-plan consulting for individuals, high‑net‑worth clients, and plan sponsors. The firm also makes use of unified managed account/OPM programs and may engage sub‑advisors or third‑party strategists to implement model portfolios.
Portfolios are constructed around each client’s stated goals, time horizon and risk tolerance, with periodic reviews at least quarterly and flexibility to rebalance or trade when market conditions or client objectives change. For accounts using model strategies the firm employs overlay managers and offers optional tax‑aware services, including tax overlay management and tax‑loss harvesting, intended to preserve model risk/return characteristics while addressing taxable-event timing.
What is noteworthy relative to peers is the firm’s explicit retirement‑plan practice: it serves as a limited‑scope ERISA 3(21) fiduciary for 401(k), 403(b), pension and similar plans, providing IPS development, investment option monitoring and participant education — a capability less common among independent advisers. The firm’s principal also maintains an affiliated insurance practice and receives commissions from insurance sales; the brochure discloses this conflict of interest and describes mitigations and the client’s option to use other providers.
Client services
Expertise
Fee options
Fixed fees from $1,000 to $2,500 for full financial plan; $600 to $2,500 annually for ongoing financial planning
$0 - $1,000,000: 1.00% annually $1,000,001 - $2,500,000: 0.75% annually $2,500,000.01+: 0.50% annually
$250 per hour for hourly consultation services
Minimum fee: $60 annual flat fee for accounts with $20,000 or less assets under management Fee-only: Fixed financial plan fees range from $1,000 to $2,500; hourly consultation fee is $250 per hour; ongoing financial planning fixed fee ranges from $600 to $2,500 annually
Main office
1550 Spring Road, Suite 215
Oak Brook IL 60523
Advisors at this office
1
Most active in
Illinois
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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