Happiness in Retirement

Ann Arceo is a financial advisor with Happiness in Retirement, holding a Series 66 designation and 15 years of industry experience. She previously worked at Del Sette Capital Management, Rooted Planning Group, Savvy Duo Financial Planning, Inc., LPL Financial, and National Planning Corporation. Happiness in Retirement serves individuals, high-net-worth clients, trusts, and estates with comprehensive wealth management, discretionary portfolio management, and financial planning. The firm manages approximately $192.5 million for about 240 clients through a five-person advisory team, using a long-term investment approach centered on diversified, low-cost mutual funds and ETFs combined with technical and fundamental analysis.

Rebecca Mason is a financial advisor at Happiness in Retirement with five years of industry experience and holds a Series 66 designation. She worked at Goldman Sachs Ayco for six years before joining Del-Sette Capital Management, LLC, where she has been since 2026. Prior to her financial services career, she operated Becky Mason Fitness from 2016 to 2019. Happiness in Retirement serves individuals, high-net-worth clients, trusts, and estates with wealth management, discretionary portfolio management, and financial planning. The firm manages approximately $192.5 million for about 240 clients, focusing on long-term, diversified investment strategies that utilize mutual funds, ETFs, and selective individual equities along with fundamental, technical, and cyclical analysis.

Dustin Troia is an advisor at Happiness in Retirement with a Series 65 credential and one year of industry experience. His prior work includes roles at Del-Sette Capital Management, South Platte Investments, Umoja Biopharma, and Juno Therapeutics/Celgene/Bristol Myers Squibb. Happiness in Retirement serves individuals, high-net-worth clients, trusts, and estates with wealth management, discretionary portfolio management, and financial planning. The firm manages approximately $192.5 million for about 240 clients through a five-person team, emphasizing a long-term investment approach using diversified, low-cost mutual funds and ETFs along with fundamental, technical, and cyclical analysis.

Jeremy Scher is a financial advisor with Happiness in Retirement, holding Series 63 and Series 65 licenses and having seven years of industry experience. He previously worked at Goldman Sachs & Co. LLC for six years and has volunteered as an Emergency Medical Technician and Field Training Officer at Delmar-Bethlehem EMS since 2016. Happiness in Retirement serves individuals, high-net-worth clients, trusts, and estates with comprehensive wealth management, discretionary portfolio management, and financial planning. The firm’s approach emphasizes long-term investing through diversified, low-cost mutual funds and ETFs, integrating planning, estate technology, and tax services.

Dana Esposito is a Series 65-licensed advisor with Happiness in Retirement in Watertown, CT. She has prior experience at Del-Sette Capital Management, LLC, Powell Financial Planning and Tax Services, and the Law Office of Julia M. Brown, LLC. Happiness in Retirement serves individuals, high-net-worth clients, trusts, and estates with wealth management, discretionary portfolio management, and financial planning. The firm employs a long-term investment approach using diversified, low-cost mutual funds and ETFs, along with fundamental and technical analysis, and integrates planning, estate-planning technology, and tax work into client engagements.

Hermes Del Sette III is a CFP® and holds a Series 66 license with 15 years of industry experience. He has been self-employed since 2012 and concurrently operates Del Sette Capital Management, LLC. In addition to his advisory roles, he works as an insurance agent. Happiness in Retirement is a five-person team serving individuals, high-net-worth clients, trusts, and estates with wealth management, discretionary portfolio management, and financial planning. The firm manages approximately $192.5 million using a long-term investment approach focused on diversified, low-cost mutual funds and ETFs, complemented by fundamental, technical, and cyclical analysis.