Wealth Habits

Derastone (doing business as Wealth Habits and Strategic Investors) provides discretionary portfolio management and financial planning to individuals, high‑net‑worth clients, pensions, trusts, corporations, and institutional investors. Services are delivered primarily through separately managed accounts with trading discretion, alongside fixed‑scope or subscription financial planning and consulting engagements.

The firm’s investment approach emphasizes fundamental company analysis together with macroeconomic considerations and implements a core‑satellite portfolio construction that is equity‑focused but may include ETFs, fixed income, options, currencies, and other instruments. Portfolios may employ active tactics — including concentrated positions, short sales, margin, and options strategies — and suitability, goals, and risk tolerances are documented and reviewed for each account.

Compared with many independent advisers, Derastone manages a relatively large amount of assets for a small client base and explicitly serves corporate and institutional clients in addition to individuals, including a significant non‑U.S. client presence. The firm is also affiliated with accounting and tax practices and is led by a principal with CPA and advanced tax and consulting credentials, which the brochure indicates is used to coordinate tax and planning work alongside investment management.