Dinergy

Dinergy is a registered investment adviser that provides discretionary investment management, financial planning, and related advisory services for individuals, high-net-worth families, business entities, trusts, estates, and charitable organizations. The firm manages about $29.1 million in client assets across two advisors and sponsors the Dinergy Tactical Risk & Investment Management Program, a wrap-fee managed account program custodied at Charles Schwab.

The firm describes a tactical, risk-and-volatility-focused investment approach that seeks capital preservation in sideways or down markets while pursuing appreciation in advancing markets, using domestic and foreign equities, fixed income, options, ETFs, mutual funds and, when appropriate, unaffiliated third‑party money managers. Clients complete a Confidential Client Profile to establish objectives and risk tolerance, and Dinergy typically manages accounts on a discretionary basis with regular reviews and optional financial planning and tactical planning deliverables.

Distinctive disclosures in the firm’s brochure include sponsorship of a wrap-fee program and an affiliation with Dinergy Insurance Agency, where some representatives are licensed to sell insurance products on a commission basis — a relationship the firm identifies as a potential conflict of interest. In addition to its retail client base, the firm reports working with a range of institutional and governmental clients (including banking/thrift institutions, insurance companies, state or municipal entities, other investment advisers and, in rare cases, sovereign wealth funds), and it discloses that it does not accept performance‑based fees and does not vote client proxies.