Donald W. Nicholson & Associates Ltd
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Donald W. Nicholson & Associates, Ltd. provides asset management, personal financial planning, and retirement plan consulting to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, and estates. Engagement Letters define each client relationship and the specific services to be provided.
The firm gathers detailed financial and personal information to produce personalized profiles and typically implements asset allocation through mutual funds, ETFs, fixed income and occasional individual securities, with ongoing monitoring at least monthly and formal client reviews at least annually. Services are delivered primarily on a non‑discretionary basis, with clients able to grant limited discretionary authority by separate addendum for rebalancing, liquidity needs, or recurring distributions.
The brochure highlights several features that differ from many peers: it discloses reliance on third‑party rating agencies in its investment analysis and explicitly discusses client access to borrowing (margin and pledged‑asset loans), including the related risks and the impact borrowing can have on fees and conflicts of interest. The firm also emphasizes its predominantly non‑discretionary management model and the availability of limited discretionary permissions, rather than accepting full discretionary authority for most accounts.
Client services
Expertise
Fee options
Fixed fee or retainer basis for financial planning services, not to exceed $25,000
$0 - $500,000: 1.25% $500,000 - $2,000,000: 1.00% $2,000,000 - $4,000,000: 0.80% $4,000,000+: 0.60%
Up to $300 per hour for financial planning services
Main office
1403 Silverside Road, Suite B
Wilmington DE 19810-4434
Advisors at this office
3
Most active in
Delaware · Florida · Louisiana · New Jersey · Pennsylvania · Texas
Also doing business as
Donald W. Nicholson & Associates Ltd · Nicholson Donald W & Associates Ltd
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Donald N
Series 63, Series 65
Wilmington, DE
Donald W. Nicholson & Associates Ltd
Donald Nicholson is a financial advisor with Donald W. Nicholson & Associates Ltd in Wilmington, DE, holding Series 63 and Series 65 licenses and possessing 42 years of industry experience. He has been with his current firm since 1996. In addition to his advisory role, he is involved in insurance sales. Donald W. Nicholson & Associates serves individuals, including high-net-worth clients, pension and profit-sharing plans, trusts, and estates, managing over $171 million in assets. The firm provides non-discretionary asset management, personal financial planning, and retirement plan consulting, utilizing model portfolios through Schwab’s Institutional Intelligent Portfolios program.
Donald N
CFP®, Series 63, Series 65
Wilmington, DE
Donald W. Nicholson & Associates Ltd
Donald Nicholson Jr. is a Certified Financial Planner® with 30 years of experience at Donald W. Nicholson & Associates Ltd in Wilmington, Delaware. He has worked exclusively with the firm since 1996. Donald W. Nicholson & Associates, Ltd. provides asset management, personal financial planning, and retirement plan consulting to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, and estates. The firm emphasizes a primarily non-discretionary management approach and incorporates third-party rating agencies in its investment analysis.
Thomas C
Series 63, Series 65
Wilmington, DE
Donald W. Nicholson & Associates Ltd
Thomas Caffrey Sr. is a financial advisor at Moyer Wealth Management with 11 years of industry experience. He previously worked at Main Line Financial Advisors for 10 years and operated Caffrey Retirement Solutions for three years before joining his current firm. Moyer Wealth Management serves individual and high-net-worth clients by providing investment advisory services, portfolio management, and financial planning. The firm integrates tax preparation and bookkeeping through its CPA parent company and offers tailored investment strategies with regular account reviews.
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