ECT Advisory, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
ECT Advisory provides investment advice and financial planning to individuals, estates, trusts, and charitable organizations, and also serves corporate pension and profit‑sharing plans. Services described in the brochure include discretionary asset management, written fee‑based financial plans, and retirement plan consulting for plan sponsors.
The firm builds portfolios primarily with low‑cost actively managed mutual funds, index funds, stocks and bonds, tailoring allocations to clients’ risk tolerances and time horizons and using fundamental analysis for individual securities. For retirement plans it performs vendor due diligence, analyzes plan provisions and investment options, monitors investment managers, and may assume an investment‑advice fiduciary role in some engagements.
Noteworthy features include the principal’s separate role as a licensed insurance sales agent (an activity disclosed to clients and reported to take a portion of his time) and the firm’s focus on pension consulting engagements where plan compensation arrangements can include 12b‑1 and sub‑transfer agent fees held by the plan to offset plan expenses. The brochure also notes the firm manages roughly $14.7 million for a limited number of client relationships, does not vote client proxies, and may provide educational meetings for plan participants.
Client services
Expertise
Fee options
Financial planning services flat fees from $500 to $5,000
$0 - $250,000: 1.5% annually $250,001 - $500,000: 1.25% annually $500,001 - $1,000,000: 1.0% annually $1,000,001+: 0.75% annually
Fee-only: Financial planning flat fees from $500 to $5,000 depending on complexity
Main office
Lewes DE
Advisors at this office
1
Most active in
Delaware · Florida
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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