Elbert Financial Consulting, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$0
Clients
30
Advisors
2
of 4 employees
About
Elbert Financial Consulting provides comprehensive, fee-based financial planning primarily for individual clients, trusts, and closely held businesses. The firm prepares written plans covering asset allocation, estate and college planning, insurance, real estate, small business and charitable planning, and offers additional planning services tailored to client needs.
The firm relies on financial modeling and analysis tools — notably ExecPlan and Morningstar Office — to develop current and proposed asset allocations and scenario analyses, then presents those recommendations to clients. It generally does not act as a portfolio manager or execute securities trades on clients’ behalf; clients are expected to implement investment recommendations through their own broker-dealers, and the firm rarely accepts discretionary trading authority except in trustee situations or specific client requests.
Noteworthy for a firm of this size, Elbert may assume custody-like responsibilities at a client’s request, including online access for bookkeeping, bill pay and authority to transfer funds between client accounts, and in some instances managing trust funds as trustee. The firm also bills on an hourly basis rather than using percentage-of-AUM fees and does not accept performance-based compensation, does not sell financial products, and does not receive transaction commissions.
Client services
Expertise
Fee options
$390 per hour for professional advice and planning; $197 per hour for para-planner and administrative time
Fee-only: $390 per hour for professional advice and planning; $197 per hour for para-planner and administrative time
Main office
Charlotte NC
Advisors at this office
2
Most active in
North Carolina
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Holli N
Series 65
Charlotte, NC
Elbert Financial Consulting, Inc.
Holli Nowokunski is a financial advisor at Elbert Financial Consulting, Inc. in Charlotte, NC, holding a Series 65 designation with 22 years of industry experience. She has been with Elbert Financial Consulting since 2003. Elbert Financial Consulting provides fee-based comprehensive financial planning primarily for individuals, trusts, and closely held businesses. The firm offers written comprehensive plans covering various areas including asset allocation, estate and college planning, and charitable planning, relying on financial modeling and research tools without managing client portfolios or accepting discretionary authority.
Kara E
CFP®, Series 63
Charlotte, NC
Elbert Financial Consulting, Inc.
Kara Elbert is a CFP® with 24 years of experience in financial advising, operating Elbert Financial Consulting, Inc. in Charlotte, NC since 2000. She also serves as secretary of Paragon Supply Company, a steel drill pipe distributor owned by her husband, where she consults on business strategy. Elbert Financial Consulting provides fee-based comprehensive financial planning for individuals, trusts, and closely held businesses, focusing on detailed written plans and ongoing support. The firm uses financial modeling and research tools to develop risk-aligned strategies but generally does not manage client portfolios or accept discretionary authority.
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