Beverly Hills, CA Office

Elwood & Goetz provides fee-only investment management and comprehensive financial planning to affluent and emerging-affluent individuals, families, trusts, estates, and related entities, and it also works with business owners and sponsors of corporate retirement plans. The firm’s services include ongoing portfolio management, financial planning, cash-management portfolios, and retirement-plan consulting and implementation.

The firm’s investment approach emphasizes Modern Portfolio Theory, broad global diversification, and a predominately passive implementation using index funds and ETFs, with strategic and tactical asset-allocation decisions and regular rebalancing. It manages clients’ employer-based retirement accounts as part of an overall portfolio for tax efficiency, typically operates under discretionary authority, and uses third-party platforms to oversee held-away assets without taking custody.

Compared with many peers, Elwood & Goetz combines its fee-only, NAPFA-aligned model with institutional retirement-plan fiduciary services (including acting as a 3(38) investment fiduciary) and the operational practice of aggregating accounts through a client vault and held-away platforms. The firm’s advisory team also includes tenured university faculty in financial planning and maintains written codes of ethics and trading procedures (including block trading and limits on personal trading), features that are less common among similarly sized multi-team firms.