Emerson James Advisors LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Emerson James Advisors, LLC is an independent, single‑advisor registered investment adviser serving primarily individual clients and sponsors of qualified retirement plans. The firm provides non‑discretionary direct asset management, comprehensive financial planning and pension consulting, and also places client assets into sponsored discretionary programs such as SEI Managed Account Solutions and third‑party managers.
The firm’s typical workflow centers on developing individualized investment recommendations and obtaining prior client approval for transactions, while using discretionary solutions from SEI models and a Symmetry third‑party manager when appropriate. Investment analysis draws on fundamental, technical and charting methods, account reviews are performed on a regular basis (quarterly) and planning deliverables include written recommendations paired with online planning tools.
Distinctive features disclosed in the brochure include that the sole advisor is a licensed insurance agent and the firm receives insurance commissions and solicitor payments, a source of external compensation the firm discloses and manages through conflicts‑of‑interest procedures. The firm also reports approximately $7.7 million in primarily non‑discretionary AUM as of December 31, 2022 and offers limited‑scope ERISA 3(21) fiduciary services to retirement plans (excluding certain illiquid or employer‑sponsored assets), a pension consulting role that is less common among similar solo independent advisers.
Client services
Expertise
Fee options
Financial planning fees range from $2,400 to $10,000; ongoing financial consulting fees $2,400 to $10,000 annually.
$0 - $500,000: 1.0% annually $500,001 - $1,000,000: 0.8% annually $1,000,001+: 0.6% annually
$250 per hour for financial planning services.
Main office
Crofton MD
Advisors at this office
1
Most active in
Maryland
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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