Envest Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Envest Advisors, LLC is a small advisory firm that provides discretionary asset management and related financial planning to individual clients. The firm offers ongoing portfolio management and may prepare financial plans or coordinate client services while acting as the primary adviser on client relationships.
Envest structures portfolios around each client’s stated goals, time horizon and risk tolerance, documents objectives in client profiles, and reviews accounts at least quarterly. The firm commonly implements strategies by engaging Sub‑Advisors and third‑party platforms — including Orion Portfolio Solutions and Advyzon Investment Management (AIM) — and uses model marketplaces, tax‑overlay services and personalized indexing when appropriate.
What distinguishes Envest from many peers is its explicit affiliation with an insurance business: the principal operates Envest Financial LLC and is licensed to sell insurance products, and the firm discloses commission income and other external compensation. The firm also relies heavily on fee‑sharing and referral arrangements with third‑party managers and a co‑advisor (Gradient Investments, LLC), combining a small team (three advisers, about $8.1 million in discretionary AUM and roughly 45 clients) with an unusually extensive set of outsourced manager relationships and incentive arrangements.
Client services
Expertise
Fee options
$0 - $100,000: 1.50% $100,000.01 - $499,999.99: 1.25% $500,000 - $999,999.99: 1.10% $1,000,000 - $2,499,999.99: 1.00% $2,500,000 - $4,999,999.99: 0.85% $5,000,000 - $9,999,999.99: 0.75% Over $10,000,000+: 0.50%
Insurance product commissions are earned by the owner (William Cutler) separately as an insurance agent.
Main office
See office2411 North Oak Street, Ste 407
Myrtle Beach SC 29577
Advisors at this office
2
Offices (3)
Most active in
California · North Carolina · South Carolina · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Danna W
Series 65
San Bernardino, CA
Envest Advisors, LLC
Danna Watkins is a financial advisor at Envest Advisors, LLC with the Series 65 credential and one year of industry experience. Prior to joining Envest, Watkins held roles at Hunter House & Services LLC, The Valoram Group LLC dba Valoram Solutions, and the VISN19 Rocky Mountain Network. Watkins also has experience working in healthcare systems at the VA Loma Linda and VA Southern Nevada Healthcare Systems. Envest Advisors, LLC is a small advisory firm providing discretionary asset management and financial planning services to individual clients. The firm structures portfolios based on client goals, time horizons, and risk tolerances, and utilizes a range of outsourced managers and platforms to implement customized investment strategies.
Lucus U
Series 65
San Mateo, CA
Envest Advisors, LLC
Lucus Ubaldo is a financial advisor with Envest Advisors, LLC in San Mateo, CA. Holding a Series 65 designation, he has one year of industry experience and has previously worked with The Valoram Group LLC. He was a full-time student for eight years prior to beginning his advisory career. Envest Advisors, LLC provides discretionary asset management and financial planning services primarily to individual clients, tailoring portfolios based on clients’ goals, time horizons, and risk tolerance. The firm employs a variety of outsourced managers and platforms while maintaining a small advisory team.
Robert E
Series 65
Myrtle Beach, SC
Envest Advisors, LLC
Robert Emery is a Series 65-licensed financial advisor with one year of industry experience, currently with Envest Advisors, LLC. He previously worked at Gradient Advisors, LLC and has experience in both the financial and insurance sectors. Emery also has a background in physical therapy and hospitality management. Envest Advisors, LLC is a small advisory firm serving individual clients with discretionary asset management and financial planning. The firm bases its portfolio strategies on clients’ goals, time horizons, and risk tolerances, utilizing third-party platforms and sub-advisors while coordinating services through a team of three advisors.
William C
Series 65
Myrtle Beach, SC
Envest Advisors, LLC
William Cutler III is a financial advisor at Envest Advisors, LLC with two years of industry experience and a Series 65 credential. He has been associated with Envest Advisors and related entities since 2019 and also co-owns Subway franchise businesses through Jerry Case Inc. Envest Advisors, LLC is a small advisory firm serving individual clients with discretionary asset management and financial planning. The firm structures portfolios based on client goals and risk tolerance, employing third-party platforms and sub-advisors, and maintains a notable affiliation with an insurance business operated by its principal.
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