Pittsburgh, PA Boyce Road Office
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ETCH Financial
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Firm-wide stats for ETCH Financial
About
The firm works primarily with individual clients — including both high‑net‑worth and non‑HNW households — as well as small businesses and retirement plan sponsors, providing investment management, ongoing and project‑based financial planning, and retirement plan consulting. Services commonly covered in planning include retirement projections, cash‑flow and debt management, college‑savings analysis, estate and tax planning, and insurance review.
The firm operates as a fee‑only adviser, typically charging percentage‑of‑AUM fees for investment management while also offering recurring fixed monthly fees for ongoing planning and fixed or hourly fees for project engagements. Portfolios are managed to a client‑specific investment policy using asset allocation with a mix of passive and active vehicles, discretionary authority where requested, and optional socially responsible overlays and client‑imposed restrictions.
What is distinctive is the firm’s concentration of student loan and college‑planning expertise: multiple firm representatives maintain outside businesses that provide student‑loan and college aid advising, and a team member holds an academic teaching role, creating an unusually deep set of college‑funding resources for a small RIA. The adviser is a recent entrant with a small team and roughly $14 million in AUM serving under 40 clients, does not impose a minimum account size, and may include planning services for clients with under $350,000 in investable assets.
Based on ETCH Financial
Expertise
Based on ETCH Financial
Demographic focus
Based on ETCH Financial
Location
1121 Boyce Road, #1200 B
Pittsburgh PA 15241
Advisors at this office
2
Advisors at this office
Bernard C
Series 65
Pittsburgh, PA
ETCH Financial
Bernard Campbell III is a financial advisor at ETCH Financial with a Series 65 designation and one year of industry experience. Prior to joining ETCH Financial, he held roles at College Aid Pro, Inc. and Student Loans Gotta Go LLC, both of which focus on student loan and college aid advising. ETCH Financial serves individual clients, small businesses, and retirement plan sponsors by offering investment management, financial planning, and retirement plan consulting. The firm emphasizes student loan and college-planning expertise and manages portfolios using client-specific investment policies with a mix of passive and active vehicles.
Ryan G
CFP®, Series 63, Series 66
Pittsburgh, PA
ETCH Financial
Ryan Galiotto is a CFP® with 15 years of industry experience, currently serving as a financial advisor at ETCH Financial. His prior roles include work at SmartPath Advisors, LLC and Randal C. Fields dba Fields Financial Services. Outside of advising, he owns Ryan Galiotto, LLC, which provides coaching and education on student loan repayment strategies, and co-owns Fueled By Hops, a craft beer microbrewery. ETCH Financial serves individual clients—including both high-net-worth and non-HNW households—as well as small businesses and retirement plan sponsors, offering investment management, financial planning, and retirement plan consulting. The firm features a distinctive concentration in student loan and college-planning expertise, combining personalized investment strategies with specialized educational resources.
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