ETCH Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$7,148,341
Clients
39
Advisors
3
across 2 offices
About
The firm works primarily with individual clients — including both high‑net‑worth and non‑HNW households — as well as small businesses and retirement plan sponsors, providing investment management, ongoing and project‑based financial planning, and retirement plan consulting. Services commonly covered in planning include retirement projections, cash‑flow and debt management, college‑savings analysis, estate and tax planning, and insurance review.
The firm operates as a fee‑only adviser, typically charging percentage‑of‑AUM fees for investment management while also offering recurring fixed monthly fees for ongoing planning and fixed or hourly fees for project engagements. Portfolios are managed to a client‑specific investment policy using asset allocation with a mix of passive and active vehicles, discretionary authority where requested, and optional socially responsible overlays and client‑imposed restrictions.
What is distinctive is the firm’s concentration of student loan and college‑planning expertise: multiple firm representatives maintain outside businesses that provide student‑loan and college aid advising, and a team member holds an academic teaching role, creating an unusually deep set of college‑funding resources for a small RIA. The adviser is a recent entrant with a small team and roughly $14 million in AUM serving under 40 clients, does not impose a minimum account size, and may include planning services for clients with under $350,000 in investable assets.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Initial comprehensive financial plan fee up to $2,500; Project-Based Financial Planning Services fixed fee range $250 to $10,000
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.75% $2,000,001 - $3,000,000: 0.65% $3,000,001+: 0.55%
Project-Based Financial Planning Services: $250 per hour
Ongoing Financial Planning Services monthly fee typically $200 to $500 per month
Fee-only: Ongoing Financial Planning Services: $200 to $500 per month (recurring fixed fee); Initial comprehensive financial plan fee: up to $2,500; Project-Based Financial Planning Services: fixed fees from $250 to $10,000 or hourly rate of $250; Retirement Plan Consulting Services: 0.50% of assets under management annually
Main office
See office1121 Boyce Road, #1200 B
Pittsburgh PA 15241
Advisors at this office
2
Offices (2)
Most active in
Georgia · Pennsylvania
Also doing business as
Etch Financial · Etch Financial LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Bernard C
Series 65
Pittsburgh, PA
ETCH Financial
Bernard Campbell III is a financial advisor at ETCH Financial with a Series 65 designation and one year of industry experience. Prior to joining ETCH Financial, he held roles at College Aid Pro, Inc. and Student Loans Gotta Go LLC, both of which focus on student loan and college aid advising. ETCH Financial serves individual clients, small businesses, and retirement plan sponsors by offering investment management, financial planning, and retirement plan consulting. The firm emphasizes student loan and college-planning expertise and manages portfolios using client-specific investment policies with a mix of passive and active vehicles.
Ryan G
CFP®, Series 63, Series 66
Pittsburgh, PA
ETCH Financial
Ryan Galiotto is a CFP® with 15 years of industry experience, currently serving as a financial advisor at ETCH Financial. His prior roles include work at SmartPath Advisors, LLC and Randal C. Fields dba Fields Financial Services. Outside of advising, he owns Ryan Galiotto, LLC, which provides coaching and education on student loan repayment strategies, and co-owns Fueled By Hops, a craft beer microbrewery. ETCH Financial serves individual clients—including both high-net-worth and non-HNW households—as well as small businesses and retirement plan sponsors, offering investment management, financial planning, and retirement plan consulting. The firm features a distinctive concentration in student loan and college-planning expertise, combining personalized investment strategies with specialized educational resources.
Donald S
Series 65, Series 66
Savannah, GA
ETCH Financial
Donald Slone is a financial advisor at ETCH Financial in Savannah, GA, holding Series 65 and Series 66 licenses with two years of industry experience. His prior work includes roles at Vagabond Cruises, Fiduciary Financial Advisors, Ivy Bridge Planning, and Captain Derek's Dolphin Adventure. He also maintains an academic teaching role at Georgia Southern University. ETCH Financial serves individual clients, small businesses, and retirement plan sponsors by providing investment management, financial planning, and retirement plan consulting. The firm manages portfolios with a mix of passive and active investments and is noted for its expertise in student loan and college-planning services.
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