Savannah, GA Office

The firm works primarily with individual clients — including both high‑net‑worth and non‑HNW households — as well as small businesses and retirement plan sponsors, providing investment management, ongoing and project‑based financial planning, and retirement plan consulting. Services commonly covered in planning include retirement projections, cash‑flow and debt management, college‑savings analysis, estate and tax planning, and insurance review.

The firm operates as a fee‑only adviser, typically charging percentage‑of‑AUM fees for investment management while also offering recurring fixed monthly fees for ongoing planning and fixed or hourly fees for project engagements. Portfolios are managed to a client‑specific investment policy using asset allocation with a mix of passive and active vehicles, discretionary authority where requested, and optional socially responsible overlays and client‑imposed restrictions.

What is distinctive is the firm’s concentration of student loan and college‑planning expertise: multiple firm representatives maintain outside businesses that provide student‑loan and college aid advising, and a team member holds an academic teaching role, creating an unusually deep set of college‑funding resources for a small RIA. The adviser is a recent entrant with a small team and roughly $14 million in AUM serving under 40 clients, does not impose a minimum account size, and may include planning services for clients with under $350,000 in investable assets.