Fee-Only Financial Services LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Fee-Only Financial Services, LLC is a state-registered, single-advisor firm that provides fee-only personal financial planning and investment advice to middle-income individuals and families on an as-needed, single-engagement basis. Services described in the brochure include retirement and college planning, cash-flow and budgeting, asset-allocation “blueprints,” and analyses related to home purchases, refinancing, and investment properties.
The firm operates as an advice-only practice: it does not take custody of client assets, does not provide portfolio management or discretionary trading, and leaves implementation and execution to the client and the custodian they choose. Its stated investment philosophy is grounded in modern portfolio theory, emphasizing diversification, periodic rebalancing, low-cost funds, and tax efficiency, with typical recommendations focused on ETFs, no-load mutual funds, cash instruments, and individual securities while avoiding complex products like options, futures, hedge funds, and private offerings.
Compared with most independent advisers, the firm is notable for not charging fees based on a percentage of assets under management and for offering only single-engagement, hourly consulting rather than ongoing portfolio monitoring or management. The owner also holds an inactive Missouri real estate broker license and includes real-estate-related analyses in planning services; the brochure states the license is used only for personal transactions and that any real-estate conflicts would be disclosed in writing.
Client services
Expertise
Fee options
$200 per hour
Fee-only: $200 per hour
Main office
Columbia MO
Advisors at this office
1
Most active in
Missouri
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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