A complete list of active advisors currently associated with Fee-Only Financial Services LLC

Warmer can help you find a great advisor at Fee-Only Financial Services LLC or one who fits your needs even better.

The firm provides fee-only financial planning and investment advice to middle-income individuals and families on an as-needed, single-engagement basis. Services include personal financial planning, retirement and college planning, asset-allocation “blueprints,” cash-flow and debt management, and evaluations of investment properties, with implementation of recommendations left to the client. The advisor’s investment approach is grounded in modern portfolio theory, emphasizing diversification, periodic rebalancing, low-cost and tax-efficient vehicles (such as ETFs and no-load mutual funds), and tailoring recommendations to clients’ goals, risk tolerance and current economic conditions. The practice is advice-only: it does not take custody of assets, does not provide ongoing portfolio management or discretionary trading, and clients are responsible for scheduling follow-up reviews. What is noteworthy for a solo independent adviser is the combination of an advice-only, single-engagement model with an explicit absence of percentage-of-AUM fees and no ongoing monitoring—features that are uncommon among peers. The owner holds an MBA, has completed CFP education (inactive), serves as an adjunct faculty member, and maintains an inactive state real‑estate broker license used only for personal transactions, with any potential real-estate conflicts to be disclosed in writing.

To learn more about the advisors currently working at Fee-Only Financial Services LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.