Charlotte, NC Office

Fifth Third Wealth Advisors LLC is a registered investment adviser that manages approximately $7.8 billion in discretionary assets for individuals (including high‑net‑worth clients), trusts, pension and profit‑sharing plans, donor‑advised funds, charitable organizations, governmental entities and other institutional clients. The firm provides discretionary portfolio management, separately managed accounts, third‑party model implementation and overlay management, financial planning, performance reporting and access to alternative investments and derivatives.

FTWA typically implements household‑level Investment Policy Statements (six stated objectives from Conservative to Aggressive), conducts at least annual IPS reviews, and uses a mix of in‑house oversight, third‑party managers and third‑party model providers to construct and rebalance client portfolios. The firm leverages the bank’s Investment Management Group for capital market assumptions, diligence and security selection, and discloses that model providers may recommend proprietary funds that FTWA evaluates as part of its overlay and implementation process.

The firm’s ownership by Fifth Third Bank and its integration with affiliated entities is a distinguishing feature: FTWA shares personnel, technology and referral arrangements with bank affiliates, may use the Bank as custodian or trustee for some clients, and discloses potential conflicts and supervisory practices related to those relationships (including oversight of dual employees). FTWA also notes several enterprise‑level practices that set it apart from many peers, such as limited ERISA Section 3(38) investment manager engagements for retirement plans and operation of closed Pine Crest private funds.