Edgewood, NM Office

Finance Wisdom LLC provides discretionary portfolio management and financial planning to individuals, families, and businesses. The small firm manages roughly $58.4 million for about 128 client relationships with three advisors and offers both ongoing and one‑time planning engagements, as well as insurance product transactions including annuities.

The firm constructs diversified portfolios primarily using low‑cost ETFs and mutual funds, applies Modern Portfolio Theory, and relies on third‑party institutional research and model portfolios (including Wealthspire allocations) to tailor client portfolios. Accounts are managed on a discretionary basis with periodic reviews (at least annually) and electronic client access to performance, holdings, and balances through the custodian portal.

Compared with peers, Finance Wisdom both sponsors and manages a wrap/bundled fee program (with a separate wrap program brochure) and treats wrap accounts no differently than non‑wrap accounts. The firm also discloses that a principal is a licensed insurance agent and owner of an insurance agency and that one advisor has an affiliation with another broker‑dealer, so insurance sales and those outside affiliations are a material source of potential conflicts the firm documents in its disclosures.