Financial Benefits, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Financial Benefits, Inc. provides integrated financial planning services to individuals, trusts, estates, and businesses, including retirement, tax, college, budget, and estate planning as well as business continuation and employee benefit consulting. The firm also offers estate planning document preparation and periodically updates those documents under separate engagements, with quoted fixed-fee ranges for common will- and trust-based plans.
Investment management is provided through an affiliation with Cambridge Investment Research Advisors, and the brochure states that, as of 12/31/2025, client assets were managed through that affiliation. Financial Benefits does not hold client funds or securities itself and requires custody by third-party custodians, with securities transactions executed through Cambridge and established clearing firms.
The firm’s advisors are licensed to sell insurance and disclose that they may receive commissions for insurance or securities sales, a potential conflict that is disclosed to clients and left to client acceptance. Financial Benefits also describes most financial planning engagements as non-ongoing unless a maintenance contract is established, and it discloses that the firm does not carry firm-level professional liability insurance while individual representatives do and can provide proof upon request.
Client services
Expertise
Occupation focus
Fee options
May recommend investment products that pay commissions; advisors may sell securities and insurance for sales commissions.
Fee-only: Fixed fees quoted in advance based on complexity and level of service; e.g., estate planning document fees range from $500-$700 for wills and $750-$900 for trusts. Fees are negotiable.
Main office
3500 N. Rock Road, Bldg 300
Wichita KS 67226
Advisors at this office
3
Most active in
Kansas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
John E
Series 63, Series 65
Wichita, KS
Financial Benefits, Inc.
John Edgar is a financial advisor at Financial Benefits, Inc. with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Ameriprise and Cambridge Investment Research. He serves as a board member and volunteer for the YMCA Child Care and Camp in Wichita, KS. Financial Benefits, Inc. provides integrated financial planning services to individuals, trusts, estates, and businesses, covering areas such as retirement, tax, college, budget, and estate planning. Investment management is conducted through an affiliation with Cambridge Investment Research Advisors, with the firm focusing on financial planning and consulting rather than holding client assets directly.
Nicholas O
CFP®, Series 66
Wichita, KS
Financial Benefits, Inc.
Nicholas Oglesby is a CFP® with 20 years of industry experience, currently serving as an advisor at Financial Benefits, Inc. He has worked with Cambridge Investment Research Advisors since 2018 and has prior experience at MetLife Securities and Wealth Conductor. Outside of his advisory work, he facilitates educational series for The Fathers House in Hutchinson, KS. Financial Benefits, Inc. is a small financial planning firm that serves individuals, trusts, estates, corporations, charitable organizations, and retirement plans. The firm offers personal and business financial planning as well as estate document preparation, providing services on a fixed or negotiated fee basis while investment management is handled through an affiliation with Cambridge Investment Research Advisors.
Richard S
CFP®, Series 63, Series 65
Wichita, KS
Financial Benefits, Inc.
Richard Stumpf is a CFP® with 39 years of experience in financial advising. He is affiliated with Financial Benefits, Inc. and has worked with Cambridge Investment Research and Cambridge Investment Research Advisors for over two decades. Outside of advising, he is an independent insurance agent for multiple companies. Financial Benefits, Inc. is a small, state-registered financial planning firm serving individuals, trusts, estates, corporations, charitable organizations, and retirement plans. The firm offers personal and business financial planning as well as estate-document preparation, operating with a small client roster and providing services on a fixed, quoted, or negotiated fee basis.
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