Financial Directions LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Financial Directions LLC provides ongoing discretionary investment supervisory services and individual portfolio management to individuals, high-net-worth clients, and small business owners. The firm reports managing $737,846,215 across roughly 2,488 client accounts.
Investment decisions are made on an individualized discretionary basis using fundamental, technical, and cyclical analysis and may include exchange-listed securities, mutual funds/ETFs, fixed income, and selective alternative or private offerings for qualified investors. The firm typically charges percentage-of-AUM fees (with retainer options), custodies assets primarily through Fidelity and American Funds, and relies on custodian statements rather than internally prepared performance reports.
What is notable for a team RIA is the firm’s scale relative to its advisor count: three listed advisors oversee an unusually large client base and asset pool, implying a high client load per advisor and high AUM per advisor compared with peers. Despite that scale, the firm maintains individualized discretionary management, uses direct quarterly fee debits and standing letters of authorization for asset movements, and discloses an auxiliary tax-preparation service by a staff member that was scheduled to end with the 2026 filing season.
Client services
Expertise
Occupation focus
Fee options
$100 - $15,000 per year retainer depending on assets under retainer, negotiable above $3,000,000
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.6% - 1.00% > $3,000,000+: 0.5% - Negotiable > $5,000,000+: Negotiable
Main office
1228 East Prince Road
Tucson AZ 85719
Advisors at this office
3
Most active in
Arizona · California · Colorado · New Mexico · North Carolina · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Mary C
Series 63, Series 65
Tucson, AZ
Financial Directions LLC
Mary Cherba is a financial advisor at Financial Directions LLC with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Retirement Plan Solutions, LLC, and Triad Advisors, Inc. She also prepares individual tax returns for a select group of advisory clients. Financial Directions LLC provides discretionary investment supervisory services and individual portfolio management primarily for individuals, high-net-worth clients, and small business owners, using a personalized approach that emphasizes asset allocation tailored to each client.
Stanton S
Series 63, Series 65
Tucson, AZ
Financial Directions LLC
Stanton Spackeen is a financial advisor at Financial Directions LLC in Tucson, AZ, holding Series 63 and Series 65 designations with 39 years of industry experience. He has been with Financial Directions since 1998. Financial Directions LLC provides discretionary investment supervisory services and individual portfolio management to individuals, high-net-worth clients, and small business owners. The firm employs a personalized investment approach that integrates fundamental, technical, and cyclical analysis, focusing on asset allocation tailored to each client rather than model portfolios.
Christopher H
Series 63, Series 65
Tucson, AZ
Financial Directions LLC
Christopher Hambacher is a financial advisor with Financial Directions LLC in Tucson, AZ, holding Series 63 and Series 65 designations and 15 years of industry experience. He has been associated with both Financial Directions and Triad Advisors since 2009. Financial Directions LLC provides discretionary investment supervisory services and individual portfolio management primarily to individuals, high-net-worth clients, and small business owners. The firm employs a personalized investment approach that integrates fundamental, technical, and cyclical analysis with mutual fund and ETF evaluation, managing assets on a discretionary basis with a focus on tailored asset allocation.
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