Financial Journey LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Financial Journey LLC serves individual and high-net-worth clients, providing tailored investment management alongside project-based and ongoing comprehensive financial planning. Services described in the brochure include retirement and estate planning, cash flow and debt management, business planning, employee benefits optimization, insurance reviews, and focused consultations.
The firm builds client-specific investment policy statements through personal discussions and implements largely passive portfolios composed of index mutual funds and ETFs guided by Modern Portfolio Theory. It also uses fundamental, technical, and cyclical analysis to inform asset-allocation and sector decisions, does not employ third‑party managers or wrap programs, and executes trades on an individual-account basis rather than block trading.
Compared with many independent advisers, the firm’s principal holds both CFP and Enrolled Agent credentials and emphasizes tax-planning strategies and coordination with accountants and attorneys, including participating in meetings with those professionals when requested. The adviser also offers financial education courses through a separate entity and provides business‑planning services, features that are less common among peers.
Client services
Expertise
Fee options
Focused Consultations: $300 to $2,500; Project-Based Financial Planning: $2,750 to $6,000; fees negotiable.
$0 - $999,999: 0.95% $1,000,000 - $2,499,999: 0.85% $2,500,000 - $4,999,999: 0.75% $5,000,000+: 0.65%
$200.00 per hour, negotiable in certain cases.
Ongoing Comprehensive Financial Planning: Upfront fee $500 to $1,500 plus ongoing fees $250 to $500 per month, or $750 to $3,000 per quarter, or $1,500 to $6,000 semi-annually; fees negotiable.
Fee-only: Fee-only compensation; no commissions or sales-related compensation.
Main office
Pensacola FL
Advisors at this office
1
Most active in
Alabama · Florida · Texas · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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