Financial Life Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$357,116,989
Clients
207
Advisors
7
of 11 employees
About
Financial Life Advisors provides comprehensive financial planning, consulting, and investment management to individuals, high‑net‑worth clients, and a variety of institutional entities. The seven‑advisor team manages approximately $366 million in client assets for about 207 clients and offers both planning engagements and fee‑based investment models.
Portfolios are designed to align with each client’s financial plan and are implemented using fundamental, technical, and cyclical analysis with strategies that can include long‑term holdings, shorter‑term trading, options, and margin where suitable. The firm generally serves clients on a discretionary basis, allows clients to impose written restrictions on their accounts, and conducts periodic account reviews to monitor suitability and performance.
Noteworthy aspects of the firm include a disclosed relationship with BlackRock, which provides research, model recommendations, and marketing support that may favor iShares ETFs and is identified as a material conflict of interest with mitigation options for clients. FLA also notes that some associated persons provide expert‑witness services for separate fees, has voluntarily subscribed to the Institute for the Fiduciary Standard’s Real Fiduciary™ Practices, and maintains legacy fee arrangements for certain preexisting clients while narrowing its service offerings (recently removing 401(k) consulting).
Client services
Expertise
Fee options
Fixed fees for financial planning and consulting services generally ranging from $2,000 to $10,000
$0 - $1,000,000: 1.15% $1,000,001 - $2,000,000: 0.75% $2,000,001 - $3,000,000: 0.65% $3,000,001 - $5,000,000: 0.55% $5,000,001+: 0.35%
$100 to $400 per hour depending on level and scope of services
Account minimum: $150,000 Minimum fee: Model 1: Minimum monthly fee of $958.33 (equivalent to $11,500 annually); Model 2: Minimum monthly fee of $81.25 (equivalent to $975 annually) Fee-only: Fixed fees for financial planning ranging from $2,000 to $10,000; Hourly fees ranging from $100 to $400 per hour
Main office
2338 N Loop 1604 W, Ste 311
San Antonio TX 78248
Advisors at this office
7
Most active in
Texas
Also doing business as
Financial Advisors For Life · Financial Life Advisors · Financial Life Advisors LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Michael L
Series 65
San Antonio, TX
Financial Life Advisors
Michael Lampe is a financial advisor at Financial Life Advisors in San Antonio, TX, holding a Series 65 designation with over 20 years of industry experience, including a long tenure at AllianceBernstein. He joined Financial Life Advisors in 2025 as part of the firm’s seven-advisor team. Financial Life Advisors offers comprehensive financial planning, consulting, and investment management services to individuals, high-net-worth clients, and institutional entities. The firm employs a variety of analysis techniques and investment strategies tailored to each client’s financial plan, managing approximately $366 million in assets across about 207 clients.
Nathaniel M
Series 63, Series 66
San Antonio, TX
Financial Life Advisors
Nathaniel Morris is a financial advisor with Financial Life Advisors in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His prior work includes roles at Cetera Advisor Networks, Christian Investment Advisors, and Girard Securities. Financial Life Advisors is a seven-advisor team managing approximately $366 million in client assets. The firm provides comprehensive financial planning, consulting, and investment management for individuals, high-net-worth clients, and institutional entities through discretionary portfolio management that incorporates fundamental, technical, and cyclical analysis.
Joshua H
CFP®, Series 63, Series 65
San Antonio, TX
Financial Life Advisors
Joshua Hussong is a CFP® professional with 16 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank for 11 years before joining Financial Life Advisors in San Antonio, TX. Hussong holds Series 63 and Series 65 licenses. Financial Life Advisors is a seven-advisor team managing approximately $366 million in client assets. The firm offers comprehensive financial planning and investment management to individuals, high-net-worth clients, and institutional entities, using a combination of fundamental, technical, and cyclical analysis.
Kirk F
CFP®, Series 63
San Antonio, TX
Financial Life Advisors
Kirk Francis is a Certified Financial Planner® with 48 years of industry experience, currently serving at Financial Life Advisors in San Antonio, TX. He has a diverse background that includes leadership roles with the Housing Authority of Bexar County and the City of Hill Country Village, where he serves as chairman and participates in governance and zoning commission activities. His prior financial services experience includes positions with United Planners' Financial Services of America and Cross Insurance (International) Group. Financial Life Advisors is a seven-advisor team managing approximately $366 million in client assets. The firm provides comprehensive financial planning, consulting, and investment management to individuals, high-net-worth clients, and institutional entities, using a range of analytical strategies tailored to client financial plans.
Kimberly N
CFP®, Series 63
San Antonio, TX
Financial Life Advisors
Kimberly Nourie is a Certified Financial Planner® with 26 years of industry experience. She has been with Financial Life Advisors since 2017 and previously worked at Business Financial Group and Commonwealth Financial Network. Her background also includes over a decade with Shaklee. Financial Life Advisors is a seven-advisor team that provides comprehensive financial planning, consulting, and investment management to individuals, high-net-worth clients, and institutional entities. The firm manages approximately $366 million in client assets using a range of strategies informed by fundamental, technical, and cyclical analysis.
Benjamin G
CFP®, Series 63
San Antonio, TX
Financial Life Advisors
Benjamin Gurwitz is a CFP® certificant with 17 years of industry experience, currently serving at Financial Life Advisors LLC since 2008. He holds the Series 63 designation and is based in San Antonio, TX. Gurwitz is the Investment Committee Chair and a board member of the Jewish Federation of San Antonio, overseeing its endowment fund management. Financial Life Advisors is a seven-advisor team managing approximately $366 million in client assets, providing comprehensive financial planning and investment management to individuals, high-net-worth clients, and institutional entities. The firm employs a range of analytical strategies and serves clients primarily on a discretionary basis, offering customized portfolio solutions aligned with each client’s financial plan.
Angel M
CFP®, Series 65, Series 63
San Antonio, TX
Financial Life Advisors
Angel Melgoza is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with Financial Life Advisors, where he has worked since 2026, and has previously held roles at firms including YFP Planning, Origin Financial, and LPL Financial LLC. Melgoza holds Series 65 and Series 63 licenses. Financial Life Advisors is a seven-advisor team managing approximately $366 million in client assets. The firm offers comprehensive financial planning and investment management services to individuals, high-net-worth clients, and institutional entities, using a range of analysis techniques and discretionary portfolio management strategies.
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