Financial Planning Professionals, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Financial Planning Professionals, Inc. is an independent registered investment adviser that provides discretionary asset management and comprehensive financial planning to individuals, high‑net‑worth clients, trusts, estates, charitable organizations and certain corporate or institutional clients. The firm manages roughly $32.6 million across about 82 client relationships and charges advisory fees based on assets under management or fixed fees for planning engagements.
Investment management is delivered through model‑based, active global asset‑allocation strategies (conservative, moderately aggressive and aggressive) that use fundamental analysis, ETFs, mutual funds and individual securities, with periodic market‑timing and reallocation rather than a strict buy‑and‑hold approach. Client goals and risk tolerances are documented and reviewed regularly, with quarterly account reviews, tax‑loss harvesting consideration and plan updates available as conditions change.
Compared with many peers, the firm serves some atypical client types for a small independent adviser — including investment company and insurance company clients — and maintains an affiliated insurance practice that results in external compensation from insurance product sales. The brochure discloses this commission activity and the firm describes mitigation steps (disclosures, a stated fiduciary duty, client choice to use other agents, and supervisory policies) to address the related conflicts of interest.
Client services
Expertise
Fee options
$0 - $500,000: 1.9% annually $500,001 - $1,000,000: 1.7% annually $1,000,001 - $1,500,000: 1.5% annually $1,500,001 - $2,000,000: 1.3% annually $2,000,001 - $4,000,000: 1.0% annually $4,000,001 - $6,000,000: 0.8% annually $6,000,001 - $8,000,000: 0.7% annually $8,000,001 - $12,000,000: 0.64% annually $12,000,001 - $15,000,000: 0.58% annually $15,000,001 - $20,000,000: 0.5% annually $20,000,001+: 0.48% annually
Investment Advisor Representatives receive commissions from insurance product sales as licensed insurance agents; separate from advisory fees
Fee-only: Fixed fees for financial planning ranging from $800 to $5,000 annually depending on client's combined annual income and investment net worth
Main office
759 SW Federal Highway, 200E
Stuart FL 34994, United States
Most active in
Florida · Louisiana · New Jersey
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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