Financial Plans & Strategies, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Financial Plans & Strategies, Inc. provides investment advisory and financial planning services to individuals, high-net-worth clients, families, trusts, estates and employer-sponsored retirement plans, offering discretionary asset management, retirement plan advisory, financial planning and consulting. Its service model includes portfolio management, participant education and enrollment support for plans, written financial plans, and periodic client reporting.
FPS tailors portfolios to each client’s objectives, time horizon and risk tolerance, employing both fundamental and technical analysis and selecting a focused set of institutional managers based on people, process and research. The firm exercises discretionary authority for many accounts, conducts ongoing monitoring and rebalancing, and conducts annual or ad hoc reviews in person, by video conference or by telephone.
Noteworthy distinctions disclosed in the brochure include an affiliated insurance agency, Financial Planning Investments Inc., and that certain FPS professionals are licensed insurance agents who may receive commission-based compensation for insurance products—an arrangement the firm identifies as a potential conflict of interest. FPS also manages approximately $610.6 million in client assets while serving over 1,000 clients with a six-advisor team, a client load that is larger per advisor than many peers, and notes a long operating history (founded 1982) with a recent ownership transition in 2025.
Client services
Expertise
Occupation focus
Fee options
Negotiated fixed fees for financial planning or consulting services
Up to 1.50% annually, negotiable based on account size, complexity, and other factors
Commission-based compensation for sale of insurance products only; advisory services are fee-based
$300 to $400 per hour for financial planning or consulting services
Account minimum: $150,000 Fee-only: Investment advisory fees up to 1.50% annually, negotiated; Retirement Plan Advisory fees up to 0.75% annually, negotiated; Financial planning and consulting fees $300-$400 per hour or fixed fee negotiated
Main office
See office375 N. Madison Avenue
Greenwood IN 46142-3636
Advisors at this office
5
Offices (2)
Most active in
Arizona · Colorado · Florida · Georgia · Illinois · Indiana · Kentucky · Michigan · Ohio · South Carolina · Texas · Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Maxwell B
Series 63, Series 65
Greenwood, IN
Financial Plans & Strategies, Inc.
Maxwell Bigler is a financial advisor with Financial Plans & Strategies, Inc. in Greenwood, IN, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Financial Plans & Strategies in 2023, he worked at Charles Schwab & Co., Inc. and Frontier. Financial Plans & Strategies provides investment advisory and planning services to individuals, high-net-worth clients, families, trusts, estates, and employer retirement plans. The firm offers discretionary asset management, retirement plan advisory, and financial planning tailored to client objectives, with a focus on diversified allocations and ongoing portfolio supervision.
Maggie M
Series 63, Series 65
Greenwood, IN
Financial Plans & Strategies, Inc.
Maggie Meiners is a financial advisor at Financial Plans & Strategies, Inc. in Greenwood, IN, holding Series 63 and Series 65 licenses with nine years of industry experience. She has been with Financial Plans & Strategies since 2015. Financial Plans & Strategies provides investment advisory and planning services to individuals, high-net-worth clients, families, trusts, estates, and employer retirement plans. The firm offers discretionary asset management, retirement plan advisory, and financial planning with tailored advice implemented through diversified allocations and periodic portfolio supervision.
Grant N
Series 65
Greenwood, IN
Financial Plans & Strategies, Inc.
Grant Nailor is a Series 65-licensed advisor at Financial Plans & Strategies, Inc. with one year of industry experience. Prior to joining the firm, he held positions at Aon, Ritz Charles, and Amazon, among others. Outside of financial services, his background includes work at golf courses and a bakery. Financial Plans & Strategies provides investment advisory and planning services to individuals, high-net-worth clients, families, trusts, estates, and employer retirement plans. The firm offers discretionary asset management and financial planning tailored to client objectives, using diversified allocations and periodic portfolio supervision.
Bauer S
CFP®, Series 63, Series 65
Greenwood, IN
Financial Plans & Strategies, Inc.
Bauer Schmeltz is a CFP® with nine years of industry experience, currently with Financial Plans & Strategies, Inc. since 2020. His prior roles include positions at Charles Schwab & Co., Inc. and Foresters Financial Services. He is also an owner and insurance agent at Financial Planning Investments Inc. and a shareholder in MVMT House in Indianapolis. Financial Plans & Strategies, Inc. provides investment advisory and financial planning services to individuals, families, trusts, estates, and employer-sponsored retirement plans. The firm offers discretionary asset management, retirement plan advisory, and consulting, tailoring portfolios using fundamental and technical analysis and a focused selection of institutional managers.
Seth R
Series 65
Greenwood, IN
Financial Plans & Strategies, Inc.
Seth Raymond is a financial advisor at Financial Plans & Strategies, Inc., holding a Series 65 designation with one year of industry experience. Prior to joining Financial Plans & Strategies, he worked at Myers and Stauffer and Upper Crust and has experience with Butler University and Indy Premier Soccer Club. Financial Plans & Strategies, Inc. provides investment advisory and financial planning services to individuals, high-net-worth clients, families, trusts, estates, and employer-sponsored retirement plans. The firm customizes portfolios based on client objectives, using both fundamental and technical analysis, and offers ongoing monitoring, rebalancing, and client reporting.
Lara D
Series 66
Firestone, CO
Financial Plans & Strategies, Inc.
Lara Desotel is a Series 66-licensed financial advisor with 13 years of industry experience. She has been with Financial Plans & Strategies, Inc. since 2015. Financial Plans & Strategies, Inc. provides investment advisory and financial planning services to individuals, high-net-worth clients, families, trusts, estates, and employer-sponsored retirement plans. The firm employs a tailored approach using both fundamental and technical analysis, discretionary portfolio management, and ongoing client reviews.
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