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FSA Advisors, Inc.

Updated today

Client AUM

$573,381,186

Clients

4,406

Advisors

28

across 3 offices

About

FSA Advisors provides portfolio management and financial planning to individuals, high‑net‑worth individuals, and businesses. The firm prepares Investment Policy Statements, offers discretionary portfolio management and ongoing monitoring, and delivers financial plans on a fixed‑fee or hourly basis.

The firm’s investment approach relies on fundamental analysis and modern portfolio theory with a long‑term trading emphasis and tailored asset allocations that focus on mutual funds, fixed‑income, REITs, annuities and ETFs (including precious‑metal ETFs). FSA Advisors commonly seeks discretionary authority, may allocate portions of portfolios to third‑party managers (including several named platform partners), and requires use of specified custodians while also maintaining controls around AI use for investment purposes that require human verification of AI outputs.

Noteworthy disclosures include a past regulatory matter involving an associated individual that was resolved by administrative consent and a number of recent material updates to the firm’s disclosures and practices. The brochure also documents potential conflicts of interest and non‑investment activities that distinguish the firm from many peers — representatives may sell commissionable insurance products, the firm receives economic benefits and incentive arrangements from custodians and third‑party partners, and it uses lead‑generation services for client referrals.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

Annuities

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Fee options

Fixed

Up to $25,000 fixed fee for financial planning

Percentage

$5,000 - $499,999: 1.50% $500,000 - $999,999: 1.25% $1,000,000+: 1.00%

Project-based

Up to $350 per hour for Advisor, up to $150 per hour for Administrative

Other

Account minimum: $5,000

Main office

See office

50 W Big Beaver Rd Suite 500

Troy MI 48084

Advisors at this office

26

Most active in

Arizona · Colorado · Florida · Illinois · Indiana · Louisiana · Michigan · North Carolina · Ohio · Pennsylvania · Texas · Virginia

Also doing business as

Financial Services Of America Advisors · Fsa Advisors · Fsa Advisors, Inc.

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Richard A

Series 66

Troy, MI

FSA Advisors, Inc.

Richard Aubuchon is a financial advisor with FSA Advisors, Inc. in Troy, MI, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Hantz Group and various non-financial firms such as Great Oaks Country Club and Top Golf. Outside of advisory work, he is involved in insurance sales. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm emphasizes fundamental analysis and modern portfolio theory in its investment approach, offering discretionary management and tailored asset allocations across multiple asset classes.

Annuities
user avatar

Jeffery B

Series 63, Series 65

Troy, MI

FSA Advisors, Inc.

Jeffery Bleim is a financial advisor at FSA Advisors, Inc., with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has held various roles in financial services firms since 2002. Outside of advisory work, he serves as CFO of Hatty Group Inc., a staffing firm. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm employs fundamental analysis and modern portfolio theory with a long-term focus, offering tailored asset allocations and discretionary portfolio management.

Annuities
user avatar

Evan P

Series 65, Series 63

Troy, MI

FSA Advisors, Inc.

Evan Pribble is a financial advisor at FSA Advisors, Inc. with one year of industry experience. He holds the Series 65 and Series 63 licenses. His prior experience includes roles at Equitable Advisors LLC and various positions outside the financial services sector. He is also registered as an insurance agent involved in insurance sales. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm utilizes fundamental analysis and modern portfolio theory with a focus on long-term trading and tailored asset allocations across mutual funds, fixed income, REITs, annuities, and ETFs.

Annuities
user avatar

Johnathon L

Series 65

Troy, MI

FSA Advisors, Inc.

Johnathon Lipka is a financial advisor at FSA Advisors, Inc. with one year of industry experience. He holds a Series 65 designation and has worked at several firms including Clarity In Retirement and AE Wealth Management LLC. Outside of his advisory work, he has been involved with J&A Lipka Life LLC since 2022. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm emphasizes long-term investment strategies based on fundamental analysis and modern portfolio theory, offering tailored asset allocations and discretionary management.

Annuities
user avatar

Brian S

Series 63, Series 65

Troy, MI

FSA Advisors, Inc.

Brian Swinney is a financial advisor with FSA Advisors, Inc. in Troy, MI, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He has worked at FSA Advisors since 2017 and previously spent three years at Independence Capital Co Inc. Outside of his advisory role, Swinney serves as Vice President at Financial Services of America, where he sells life insurance and annuities, and is CEO of Core Four Services Inc, which also sells insurance products. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and business clients. The firm’s investment approach combines fundamental analysis with modern portfolio theory and a long-term trading horizon, employing a mix of mutual funds, fixed income, ETFs, REITs, annuities, and third-party managers.

Annuities
user avatar

Mark K

Series 63, Series 65

Troy, MI

FSA Advisors, Inc.

Mark Kersten is an advisor at FSA Advisors, Inc. with three years of industry experience. He holds Series 63 and Series 65 designations and has been affiliated with Financial Services Of America Advisors since 2020. He also maintains a long-standing association with Usallianz Securities Inc. and Financial Services Of America dating back to the early 1990s. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and business clients. The firm’s investment approach combines fundamental analysis with modern portfolio theory and typically implements allocations using mutual funds, fixed income, ETFs, REITs, annuities, and similar products.

Annuities
user avatar

Michael S

Series 63, Series 65

Warren, MI

FSA Advisors, Inc.

Michael Spica is an investment advisor representative at FSA Advisors, Inc. with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at FSA Advisors since 2017, with prior experience at Independence Capital Co Inc and AE Financial Services. Outside of his advisory role, he is involved in insurance sales and serves as president of MVS Incorporated, which receives commissions for insurance products. FSA Advisors provides discretionary portfolio management and financial planning services to individuals, high-net-worth, and business clients. The firm combines fundamental analysis with modern portfolio theory and a long-term investment horizon, typically utilizing mutual funds, fixed income, ETFs, REITs, and annuities in client portfolios.

Annuities
user avatar

Mark V

Series 63, Series 65

Warren, MI

FSA Advisors, Inc.

Mark Virostick is an investment adviser representative at FSA Advisors, Inc. with 27 years of industry experience. He has worked at FSA Advisors since 2017 and previously spent 15 years with Independence Capital Co. In addition to his advisory role, Virostick serves as Vice President and insurance agent at Financial Services of America, where he has been involved in insurance sales since 1993. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and businesses. The firm combines fundamental analysis with modern portfolio theory and employs a long-term trading approach, using a range of investment vehicles including mutual funds, ETFs, fixed income, and selected third-party managers.

Annuities
user avatar

Sean B

Series 65

Troy, MI

FSA Advisors, Inc.

Sean Beckerman is a financial advisor at FSA Advisors, Inc. in Troy, MI, holding a Series 65 designation with seven years of industry experience. His prior work includes roles at Woodward Insurance Agency and Financial Service of America, where he also sells life insurance and annuities through multiple insurance marketing organizations. Beckerman is active in insurance sales, including Medicare-related products and life insurance, through FSA Health Insurance Agency. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm employs fundamental analysis and modern portfolio theory with a long-term focus, offering tailored asset allocations and discretionary management that often includes third-party platforms.

Annuities
user avatar

William M

Series 65

Troy, MI

FSA Advisors, Inc.

William Medvedik is a financial advisor at FSA Advisors, Inc. with the Series 65 designation. He joined the firm in 2024 and has previous work experience at La Fitness, Target, and Dakota High School. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth individuals, and businesses. The firm uses a long-term investment approach based on fundamental analysis and modern portfolio theory, offering tailored asset allocations and discretionary portfolio management.

Annuities
user avatar

John S

Series 63, Series 65

Troy, MI

FSA Advisors, Inc.

John Sauger is an investment advisor representative with FSA Advisors, Inc. in Troy, Michigan, holding Series 63 and Series 65 licenses and with 17 years of industry experience. His career includes roles at AE Financial Services, HUB International Midwest, and Independence Capital Co. He also serves as president and secretary of Sauger Holdings, an sCorp managing financial business income for tax purposes. FSA Advisors, part of Financial Services of America Advisors, provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and businesses. The firm combines fundamental analysis with modern portfolio theory and a long-term investment horizon, typically implementing allocations through mutual funds, fixed income, ETFs, REITs, and annuities.

Annuities
user avatar

Kourtnee J

Series 65

Troy, MI

FSA Advisors, Inc.

Kourtnee Jury is a financial advisor at FSA Advisors, Inc. in Troy, MI, holding a Series 65 designation with one year of industry experience. Prior to joining FSA Advisors and Financial Services of America in 2025, she worked at Financial Plus Credit Union for seven years and has experience in the hospitality industry. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and businesses, employing an investment approach that combines fundamental analysis with modern portfolio theory and a long-term trading horizon. The firm manages approximately $395 million in assets and uses a variety of investment products while documenting client-specific investment policies and risk tolerances.

Annuities
user avatar

Christian K

Series 66

Troy, MI

FSA Advisors, Inc.

Christian Karges is a financial advisor at FSA Advisors, Inc. in Troy, MI, holding a Series 66 designation with one year of industry experience. Prior to his financial services roles, he worked at Green Lantern Pizza for several years, including as a delivery driver. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses, employing an investment approach based on fundamental analysis and modern portfolio theory with tailored asset allocations and discretionary management.

Annuities
user avatar

Anthony R

Series 66, Series 65

Troy, MI

FSA Advisors, Inc.

Anthony Reckling is a financial advisor with FSA Advisors, Inc. in Troy, MI, holding Series 66 and Series 65 licenses and having 10 years of industry experience. His prior roles include positions at Ameriprise Financial, JP Morgan Securities, and Infinex Investments. He is also an associate advisor at Financial Services of America, where he sells life insurance and fixed index annuities. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm employs fundamental analysis and modern portfolio theory with a long-term trading focus, offering discretionary portfolio management and tailored asset allocations that include mutual funds, fixed income, REITs, annuities, and ETFs.

Annuities
user avatar

Richard T

Series 66

Troy, MI

FSA Advisors, Inc.

Richard Trombley is a financial advisor with FSA Advisors, Inc. in Troy, Michigan, holding a Series 66 credential and bringing nine years of industry experience. His work history includes roles at AE Financial Services, HUB International Midwest, Independence Capital Co Inc, and Financial Service of America. He is also active as an insurance agent with Financial Services of America and FSA Health. FSA Advisors provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm uses a combination of fundamental analysis and modern portfolio theory with a long-term trading horizon, implementing diversified allocations across mutual funds, fixed income, ETFs, REITs, annuities, and selected third-party managers.

Annuities
View complete list of advisors at this firm
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