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FSA Advisors, Inc.

Updated today

Client assets under management

$573,381,186

Clients

4,406

1% high-net-worth

Advisors

33

of 33 employees

Firm type

Multi-team

30-300 advisors or >$3B in AUM

Clients per advisor

134

Very High

Average account size

$130,136

About

FSA Advisors provides portfolio management and financial planning to individuals, high‑net‑worth individuals, and businesses. The firm prepares Investment Policy Statements, offers discretionary portfolio management and ongoing monitoring, and delivers financial plans on a fixed‑fee or hourly basis.

The firm’s investment approach relies on fundamental analysis and modern portfolio theory with a long‑term trading emphasis and tailored asset allocations that focus on mutual funds, fixed‑income, REITs, annuities and ETFs (including precious‑metal ETFs). FSA Advisors commonly seeks discretionary authority, may allocate portions of portfolios to third‑party managers (including several named platform partners), and requires use of specified custodians while also maintaining controls around AI use for investment purposes that require human verification of AI outputs.

Noteworthy disclosures include a past regulatory matter involving an associated individual that was resolved by administrative consent and a number of recent material updates to the firm’s disclosures and practices. The brochure also documents potential conflicts of interest and non‑investment activities that distinguish the firm from many peers — representatives may sell commissionable insurance products, the firm receives economic benefits and incentive arrangements from custodians and third‑party partners, and it uses lead‑generation services for client referrals.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

Annuities

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Fee options

Fixed

Up to $25,000 fixed fee for financial planning

Percentage

$5,000 - $499,999: 1.50% $500,000 - $999,999: 1.25% $1,000,000+: 1.00%

Project-based

Up to $350 per hour for Advisor, up to $150 per hour for Administrative

Other

Account minimum: $5,000

Main office location

FSA Advisors, Inc.

50 W Big Beaver Rd Suite 500

Troy MI 48084, United States

Number of offices

5

Most active in

Arizona · Colorado · Florida · Illinois · Indiana · Louisiana · Michigan · North Carolina · Ohio · Pennsylvania · Texas · Virginia

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Richard A

Series 66

Troy, MI

FSA Advisors, Inc.

Richard Aubuchon is a financial advisor at FSA Advisors, Inc. in Troy, MI, holding a Series 66 designation with one year of industry experience. Prior to joining FSA Advisors, he held positions at Hantz Group and has worked in various roles including at Great Oaks Country Club and Top Golf. He is also licensed as an insurance agent, engaging in insurance sales and services. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and businesses. The firm combines fundamental analysis with modern portfolio theory, employing a long-term trading horizon and a range of investment products while managing approximately $395 million in assets.

Annuities
user avatar

Jeffery B

Series 63, Series 65

Troy, MI

FSA Advisors, Inc.

Jeffery Bleim is a financial advisor with FSA Advisors, Inc. in Troy, Michigan, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His career includes roles at AE Financial Services, FSA Health, Hatty Group Inc., Independence Capital Co., Inc., HUB International Midwest, and Financial Services of America. Outside of investment advising, he serves as CFO of Hatty Group, a staffing firm. FSA Advisors provides discretionary portfolio management and financial planning primarily for individuals, high-net-worth clients, and businesses. The firm employs a combination of fundamental analysis and modern portfolio theory, typically using mutual funds, fixed income, ETFs, REITs, and annuities, and may allocate client assets to selected third-party managers.

Annuities
user avatar

Henry R

Series 66

Troy, MI

FSA Advisors, Inc.

Henry Robison is a financial advisor at FSA Advisors, Inc. with one year of industry experience. He previously worked at Merrill Lynch and Comerica Bank and has held positions in various other companies including Art-Ology and the University of Michigan-Dearborn. FSA Advisors provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, and business clients. The firm employs a combination of fundamental analysis and modern portfolio theory with a long-term trading horizon, typically using mutual funds, fixed income, ETFs, REITs, and annuities in client portfolios.

Annuities
user avatar

Michael M

Series 66

Troy, MI

FSA Advisors, Inc.

Michael Maisner is a financial advisor at FSA Advisors, Inc. with eight years of industry experience. He holds a Series 66 designation and has worked previously at Thrivent Financial, USA Financial Securities, Financial Independents, Inc, and Foguth Financial Group. Outside of his advisory role, he also provides officiating and umpiring services for college and high school football and basketball, as well as recreational softball. FSA Advisors, Inc. offers discretionary portfolio management and financial planning to individuals, high-net-worth clients, and businesses. The firm combines fundamental analysis with modern portfolio theory and a long-term trading horizon, using a range of investment vehicles and may allocate client portfolios to selected third-party managers.

Annuities
user avatar

Evan P

Series 63, Series 65

Troy, MI

FSA Advisors, Inc.

Evan Pribble is a financial advisor with FSA Advisors, Inc. in Troy, MI, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining FSA Advisors, he worked at Equitable Advisors LLC and has experience in insurance sales. Outside of advising, he is also an insurance agent involved in insurance sales and services. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and business clients. The firm combines fundamental analysis with modern portfolio theory and a long-term trading horizon, typically implementing allocations through mutual funds, fixed income, ETFs, REITs, annuities, and similar products.

Annuities
user avatar

Johnathon L

Series 65

Troy, MI

FSA Advisors, Inc.

Johnathon Lipka is a financial advisor at FSA Advisors, Inc. in Troy, Michigan, holding a Series 65 credential with approximately four years of industry experience. His career includes roles at Clarity In Retirement, AE Wealth Management LLC, and Symmetry Financial Group. He is also involved with J&A Lipka Life LLC, an entrepreneurial venture. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm emphasizes a long-term investment strategy using fundamental analysis and modern portfolio theory, with tailored asset allocations that include mutual funds, fixed income, REITs, annuities, and ETFs.

Annuities
user avatar

Eric M

Series 63, Series 65

Troy, MI

FSA Advisors, Inc.

Eric Martinez is a financial advisor with FSA Advisors, Inc. in Troy, Michigan, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His prior experience includes roles at Fidelity Investments and BBVA Wealth Solutions. Martinez is also active as an insurance agent with Financial Services of America, providing insurance sales and services. FSA Advisors, Inc. offers discretionary portfolio management and financial planning to individuals, high-net-worth clients, and business clients. The firm employs a combination of fundamental analysis and modern portfolio theory with a long-term trading horizon, utilizing a range of investment products and may allocate portions of client portfolios to selected third-party managers.

Annuities
user avatar

Brian S

Series 63, Series 65

Troy, MI

FSA Advisors, Inc.

Brian Swinney is a financial advisor with FSA Advisors, Inc. in Troy, MI, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He has worked at FSA Advisors since 2017 and previously spent three years at Independence Capital Co Inc. Outside of his advisory role, Swinney serves as Vice President at Financial Services of America, where he sells life insurance and annuities, and is CEO of Core Four Services Inc, which also sells insurance products. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and business clients. The firm’s investment approach combines fundamental analysis with modern portfolio theory and a long-term trading horizon, employing a mix of mutual funds, fixed income, ETFs, REITs, annuities, and third-party managers.

Annuities
user avatar

Mark K

Series 63, Series 65

Troy, MI

FSA Advisors, Inc.

Mark Kersten is an advisor at FSA Advisors, Inc. with three years of industry experience. He holds Series 63 and Series 65 designations and has been affiliated with Financial Services Of America Advisors since 2020. He also maintains a long-standing association with Usallianz Securities Inc. and Financial Services Of America dating back to the early 1990s. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and business clients. The firm’s investment approach combines fundamental analysis with modern portfolio theory and typically implements allocations using mutual funds, fixed income, ETFs, REITs, annuities, and similar products.

Annuities
user avatar

Michael S

Series 63, Series 65

Warren, MI

FSA Advisors, Inc.

Michael Spica is an investment advisor representative at FSA Advisors, Inc. with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at FSA Advisors since 2017, with prior experience at Independence Capital Co Inc and AE Financial Services. Outside of his advisory role, he is involved in insurance sales and serves as president of MVS Incorporated, which receives commissions for insurance products. FSA Advisors provides discretionary portfolio management and financial planning services to individuals, high-net-worth, and business clients. The firm combines fundamental analysis with modern portfolio theory and a long-term investment horizon, typically utilizing mutual funds, fixed income, ETFs, REITs, and annuities in client portfolios.

Annuities
user avatar

Mark V

Series 63, Series 65

Warren, MI

FSA Advisors, Inc.

Mark Virostick is an investment adviser representative at FSA Advisors, Inc. with 27 years of industry experience. He has worked at FSA Advisors since 2017 and previously spent 15 years with Independence Capital Co. In addition to his advisory role, Virostick serves as Vice President and insurance agent at Financial Services of America, where he has been involved in insurance sales since 1993. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and businesses. The firm combines fundamental analysis with modern portfolio theory and employs a long-term trading approach, using a range of investment vehicles including mutual funds, ETFs, fixed income, and selected third-party managers.

Annuities
user avatar

Sean B

Series 65

Troy, MI

FSA Advisors, Inc.

Sean Beckerman is a financial advisor at FSA Advisors, Inc. in Troy, MI, holding a Series 65 designation with seven years of industry experience. His prior work includes roles at Woodward Insurance Agency and Financial Service of America, where he also sells life insurance and annuities through multiple insurance marketing organizations. Beckerman is active in insurance sales, including Medicare-related products and life insurance, through FSA Health Insurance Agency. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm employs fundamental analysis and modern portfolio theory with a long-term focus, offering tailored asset allocations and discretionary management that often includes third-party platforms.

Annuities
user avatar

John K

Series 65

Troy, MI

FSA Advisors, Inc.

John Klimowicz is a financial advisor at FSA Advisors, Inc. in Troy, MI, holding a Series 65 designation. He has one year of experience in the financial industry, having previously worked at TPC Michigan and in various roles outside finance including at Lake Jovita Golf & Country Club and FedEx Express. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth, and business clients. The firm combines fundamental analysis with modern portfolio theory and a long-term trading horizon, implementing allocations using mutual funds, fixed income, ETFs, REITs, and annuities.

Annuities
user avatar

John S

Series 63, Series 65

Troy, MI

FSA Advisors, Inc.

John Sauger is an investment advisor representative with FSA Advisors, Inc. in Troy, Michigan, holding Series 63 and Series 65 licenses and with 17 years of industry experience. His career includes roles at AE Financial Services, HUB International Midwest, and Independence Capital Co. He also serves as president and secretary of Sauger Holdings, an sCorp managing financial business income for tax purposes. FSA Advisors, part of Financial Services of America Advisors, provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and businesses. The firm combines fundamental analysis with modern portfolio theory and a long-term investment horizon, typically implementing allocations through mutual funds, fixed income, ETFs, REITs, and annuities.

Annuities
user avatar

Kourtnee J

Series 65

Troy, MI

FSA Advisors, Inc.

Kourtnee Jury is a financial advisor at FSA Advisors, Inc. in Troy, MI, holding a Series 65 designation with one year of industry experience. Prior to joining FSA Advisors and Financial Services of America in 2025, she worked at Financial Plus Credit Union for seven years and has experience in the hospitality industry. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and businesses, employing an investment approach that combines fundamental analysis with modern portfolio theory and a long-term trading horizon. The firm manages approximately $395 million in assets and uses a variety of investment products while documenting client-specific investment policies and risk tolerances.

Annuities
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