Warren, MI Miller Dr Office

Team
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FSA Advisors, Inc. logo

FSA Advisors, Inc.

Team

Firm-wide stats for FSA Advisors, Inc.

Total advisors

29

Across 3 offices

Clients per advisor

152 Very High

Avg AUM per client

$130,136 Very Low

HNW client ratio

1% Very Low

About

FSA Advisors provides portfolio management and financial planning to individuals, high‑net‑worth individuals, and businesses. The firm prepares Investment Policy Statements, offers discretionary portfolio management and ongoing monitoring, and delivers financial plans on a fixed‑fee or hourly basis.

The firm’s investment approach relies on fundamental analysis and modern portfolio theory with a long‑term trading emphasis and tailored asset allocations that focus on mutual funds, fixed‑income, REITs, annuities and ETFs (including precious‑metal ETFs). FSA Advisors commonly seeks discretionary authority, may allocate portions of portfolios to third‑party managers (including several named platform partners), and requires use of specified custodians while also maintaining controls around AI use for investment purposes that require human verification of AI outputs.

Noteworthy disclosures include a past regulatory matter involving an associated individual that was resolved by administrative consent and a number of recent material updates to the firm’s disclosures and practices. The brochure also documents potential conflicts of interest and non‑investment activities that distinguish the firm from many peers — representatives may sell commissionable insurance products, the firm receives economic benefits and incentive arrangements from custodians and third‑party partners, and it uses lead‑generation services for client referrals.

Based on FSA Advisors, Inc.

Expertise

Annuities

Based on FSA Advisors, Inc.

Location

6900 Miller Dr

Warren MI 48092

Advisors at this office

2

Advisors at this office

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Michael S

Series 63, Series 65

Warren, MI

FSA Advisors, Inc.

Michael Spica is an investment advisor representative at FSA Advisors, Inc. with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at FSA Advisors since 2017, with prior experience at Independence Capital Co Inc and AE Financial Services. Outside of his advisory role, he is involved in insurance sales and serves as president of MVS Incorporated, which receives commissions for insurance products. FSA Advisors provides discretionary portfolio management and financial planning services to individuals, high-net-worth, and business clients. The firm combines fundamental analysis with modern portfolio theory and a long-term investment horizon, typically utilizing mutual funds, fixed income, ETFs, REITs, and annuities in client portfolios.

Annuities
user avatar

Mark V

Series 63, Series 65

Warren, MI

FSA Advisors, Inc.

Mark Virostick is an investment adviser representative at FSA Advisors, Inc. with 27 years of industry experience. He has worked at FSA Advisors since 2017 and previously spent 15 years with Independence Capital Co. In addition to his advisory role, Virostick serves as Vice President and insurance agent at Financial Services of America, where he has been involved in insurance sales since 1993. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and businesses. The firm combines fundamental analysis with modern portfolio theory and employs a long-term trading approach, using a range of investment vehicles including mutual funds, ETFs, fixed income, and selected third-party managers.

Annuities
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