Mayfield, KY Office

The firm serves individual clients—including high‑net‑worth households—and works with medical professional families, small businesses, and certain retirement plans, providing fee‑only comprehensive financial planning and discretionary investment management. It also offers practice‑focused services such as 401(k) liaison support and ongoing retirement cash‑flow planning as add‑on options for planning clients.

Investment implementation emphasizes passive buy‑and‑hold strategies using mutual funds and ETFs, with portfolios managed to an Investment Policy Statement, periodic rebalancing, and discretionary authority available for clients who opt in. The firm frames its advice around a plan‑driven process supported by financial‑planning software, scheduled progress reviews, and year‑long implementation support for clients who commit to ongoing planning engagements.

Noteworthy differences from peers include the firm’s production of e‑newsletters and blogs and a disclosed affiliation with an in‑house tax‑preparation business run by the firm’s principal, a relationship the brochure identifies as a potential conflict of interest and that requires sizable time during tax season. With a small advisory team overseeing roughly $57–58 million in client assets across a limited number of households, the firm combines a relatively concentrated client roster with specialized offerings for physician families and small practice retirement plans—features less common among similar supported firms.