Flexible Finances
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm serves individual and small business clients with one-on-one financial planning, counseling, workplace benefits analysis, budgeting and debt-management guidance, and investment recommendations. It also offers written meeting summaries and conducts seminars and workshops for groups and sponsoring institutions.
The firm emphasizes client education and financial independence, assessing risk through conversations and past behavior and recommending low-cost, liquid investments such as index funds, ETFs, government securities and cash equivalents. Rather than using percentage-of-assets fees, the adviser operates on a fee-for-service model and typically bills hourly or on a per-project basis, and it does not custody or trade client assets on a discretionary basis.
Compared with many firms in the investment-manager category, it is notable for combining fee-for-service hourly planning with sponsored educational programs and an explicit refusal of commissions, percentage-of-AUM and performance-based fees. Other distinguishing practices include use of third-party billing platforms, occasional unpaid interns who observe planning sessions for training, and a stated focus on teaching clients to make their own financial decisions.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Per-project fees for financial planning and seminars/workshops; seminar fees vary by event and sponsor.
$250/hour for financial planning services by Rebecca Schreiber and Associates.
Fee-only: $250/hour for initial 1-hour meeting; charged by quarter hour thereafter; per-project fees also charged.
Main office
Silver Spring MD
Advisors at this office
1
Most active in
Maryland
Also doing business as
Flexible Finances · Flexible Finances, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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