A complete list of active advisors currently associated with Flexible Finances
Warmer can help you find a great advisor at Flexible Finances or one who fits your needs even better.
The firm serves individual and small business clients with one-on-one financial planning, counseling, workplace benefits analysis, budgeting and debt-management guidance, and investment recommendations. It also offers written meeting summaries and conducts seminars and workshops for groups and sponsoring institutions. The firm emphasizes client education and financial independence, assessing risk through conversations and past behavior and recommending low-cost, liquid investments such as index funds, ETFs, government securities and cash equivalents. Rather than using percentage-of-assets fees, the adviser operates on a fee-for-service model and typically bills hourly or on a per-project basis, and it does not custody or trade client assets on a discretionary basis. Compared with many firms in the investment-manager category, it is notable for combining fee-for-service hourly planning with sponsored educational programs and an explicit refusal of commissions, percentage-of-AUM and performance-based fees. Other distinguishing practices include use of third-party billing platforms, occasional unpaid interns who observe planning sessions for training, and a stated focus on teaching clients to make their own financial decisions.
To learn more about the advisors currently working at Flexible Finances, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.
Name |
Location |
Years of experience |
|---|---|---|
Silver Spring, MD
| 4
|
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)